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Joel Holmes - Loan Officer | NMLS# 2664446 in Birmingham, AL

Joel Holmes

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Loan Officer | NMLS# 2664446

Assurance Financial - Birmingham
Company Logo
Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve ... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(866) 790-7980
Birmingham, AL
https://assurancemortgage.com/
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    N
    Noah B
    Gadsden, AL
    Posted on January 13th, 2026 02:07 PM
    Answered all my questions and concerns. Was able to take my calls and help me through the process, also was very kind and helpful.
    Reply from Joel Holmes
    February 12th, 2026 02:07 PM
    Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
  • Encompass
    J
    John A
    Birmingham, AL
    Posted on January 10th, 2026 08:54 PM
    Excellent communication and the process could not have went smoother.
    Reply from Joel Holmes
    February 9th, 2026 08:54 PM
    It was great working with you. Thanks again for putting your trust in us.
  • Encompass
    E
    Ezekiel S
    Talladega, AL
    Posted on December 17th, 2025 12:02 AM
    Working with Joel made my home buying experience smooth and stress free. He was incredibly knowledgeable, and always available to answer my questions. I felt supported every step of the way and would highly recommend him and his team.
    Reply from Joel Holmes
    January 14th, 2026 02:06 PM
    I enjoyed working with you. Thanks for the great feedback.
  • Encompass
    M
    Margarita E
    Birmingham, AL
    Posted on December 16th, 2025 05:54 PM
    communicated and explained everything very well
    Reply from Joel Holmes
    January 15th, 2026 05:55 PM
    I really appreciate the feedback and am looking forward to working with you again.
  • Encompass
    E
    Estacie L
    Birmingham, AL
    Posted on December 16th, 2025 01:25 PM
    10/10 experience with Joel. He was extremely active, knowledgeable, and always ready with advice for every situation that came up. He went above and beyond his role as a lender — truly someone you could count on like a friend. His dedication...
    read more
    Reply from Joel Holmes
    January 15th, 2026 01:26 PM
    Thank you for the 5-Star review. If you need anything, feel free to give me a call.
  • Encompass
    T
    Tony R H
    Mobile, AL
    Posted on November 7th, 2025 10:51 PM
    Joel was awesome, it's been 35 to 40 years since I've bought a home, and he guided me through the whole process, staying in contact, communication, and his knowledge and experience was the key. Thank you Joel for everything.
    Reply from Joel Holmes
    December 8th, 2025 04:31 PM
    Thank you for the 5-Star review! I hope to be your trusted Loan Officer that you recommend to your friends and family!
  • Encompass
    R
    Russell C
    Oxford, AL
    Posted on October 22nd, 2025 12:01 PM
    Great grear great great
    Reply from Joel Holmes
    November 21st, 2025 06:04 PM
    I enjoyed working with you. Thanks for the great feedback.
  • Encompass
    B
    Brian L
    Pleasant Grove, AL
    Posted on September 20th, 2025 12:06 PM
    Joel and the team at Assurance Financial made our first time home buying process so easy. My husband and I had a great experience!
    Reply from Joel Holmes
    October 20th, 2025 12:07 PM
    Thank you for the 5-Star review! I hope to be your trusted Loan Officer that you recommend to your friends and family!
  • Encompass
    A
    Alex W
    Helena, AL
    Posted on September 18th, 2025 02:02 PM
    Joel kept me up to date through the whole process and made my first time home buyers feel educated and at ease. would highly recommend working with Joel!
    Reply from Joel Holmes
    October 20th, 2025 08:01 PM
    I enjoyed working with you. Thanks for the great feedback.
  • Encompass
    B
    Barry D B
    Crane Hill, AL
    Posted on September 6th, 2025 04:15 PM
    Joel, Alex, and the team went above and beyond throughout my loan process to facilitate an amazing experience! I would highly recommend Joel to anyone looking to purchase a home! Joel responded on nights and weekends whenever a problem arose!...
    read more
    Reply from Joel Holmes
    October 6th, 2025 04:15 PM
    Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
    • 61–70 of 86
    About
    Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust that when we say we can fund a loan, we do it. We do it with care because we are The People People!
    Products & Services
    Mortgage Loan Officer
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    Jumbo Home Loan
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    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA RD Loans
    Jumbo Loans
    FTHB Loans
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    Disclaimer
    Equal Housing Opportunity NMLS# 70876. For legal information, visit https://assurancemortgage.com/legal/. Find privacy policy at https://assurancemortgage.com/privacy-policy/. For licensing information, go to www.nmlsconsumeraccess.org.