Joel Garcia Jr. NMLS # 1840154's Cover Image
Joel Garcia Jr. NMLS # 1840154 - Mortgage Loan Originator Sponsored by Finance of America Reverse LLC in San Diego, CA

Joel Garcia Jr. NMLS # 1840154

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Mortgage Loan Originator Sponsored by Finance of A...

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As an industry-leading reverse mortgage lender, we bring a proven track record of never taking our customer’s trust for granted. With our recent acquisition of certain assets of American Advisors Group (AAG), we brought the industry’s top r... Show More
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Location & Business Hours
Business Hours
Sat
9 AM to 5 PM(Open now)
Sun
9 AM to 5 PM
Mon
9 AM to 5 PM
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Overall Ratings
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5 Star
90%
4 Star
8%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
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    Ellen W
    JACUMBA, CA
    Posted on October 3rd, 2023 06:45 PM
    moved quickly, kept us informed.
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    DEANNA P
    PORT ORCHARD, WA
    Posted on September 28th, 2023 02:39 PM
    The request for papers was definately frustrating. What was requested was never complete. We were not pleased with having to pay for 2 appraisals. We did not feel there was good cooperation between departments. Joel was often in the middle...
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    PATRICIA S
    PORT ST LUCIE, FL
    Posted on September 26th, 2023 08:12 PM
    Listened to my concerns and addressed them to my satisfaction.
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    DEBORAH K
    FORT MYERS, FL
    Posted on September 19th, 2023 07:34 PM
    We were concerned about number of trees cut down in order to close. Otherwise, all phases went well.
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    TERRI H
    BROWNWOOD, TX
    Posted on September 18th, 2023 07:00 AM
    The entire process took over 90 days and I was originally told it would be about a 45 day process. Weeks went by with no updates and I had to reach out for info on the loan status. It was very frustrating and I wished that I had went with another...
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    DEBORAH K
    FORT MYERS, FL
    Posted on September 15th, 2023 01:14 PM
    The entire process was very smooth and quick (though I'm still stunned by the number of trees that were killed during the closing!).
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    STEVE K
    FORT MYERS, FL
    Posted on September 12th, 2023 07:56 PM
    Joel made every attempt to keep us on track with complexity of this type of process. It is not your typical real estate process and closing. I had a lot questions and needed clarity along the way...Joel made that happen.
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    TERRI H
    BROWNWOOD, TX
    Posted on September 7th, 2023 09:09 PM
    The entire process took over 90 days to close. Expected it to be 45 days. It was very stressful!
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    DEAN L
    Port Saint Lucie, FL
    Posted on September 2nd, 2023 08:20 PM
    everyting went smoothly
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    GEORGE D
    RICHLAND, WA
    Posted on August 30th, 2023 05:12 PM
    Joel was knowledgeable responded on a timely basis and was patient with me. I didn’t want to rush or be rushed.
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    About
    As an industry-leading reverse mortgage lender, we bring a proven track record of never taking our customer’s trust for granted. With our recent acquisition of certain assets of American Advisors Group (AAG), we brought the industry’s top retail and wholesale platforms under one roof, firmly establishing Finance of America as the undisputed industry leader.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Reverse Loans
    Second Mortgages-Bank Statement
    Interest-Only Mortgages
    Cash-Out Refinances
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    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • AZ,CA,FL,LA,NC,NV,NY,OK,TX,WA
    • NMLS # 1840154
    • AZ License/Registration #: 1000784
    Disclaimer
    These materials are not from HUD or FHA and were not approved by HUD or a government agency. Finance of America Reverse LLC is Licensed Mortgage Banker in the State of New York, but this site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site Finance of America is a division of Finance of America Reverse LLC which is licensed nationwide | Equal Housing Opportunity | NMLS ID # 2285 (www.nmlsconsumeraccess.org) | 8023 East 63rd Place, Suite 700 | Tulsa, OK 74133 |AZ Mortgage Banker License #0921300 | Licensed by the Department of Business Financial Protection and Innovation under the California Residential Mortgage Lending Act | Georgia Residential Mortgage Licensee #23647 | Kansas Licensed Mortgage Company | Massachusetts Lender/Broker License MC2285: Finance of America Reverse LLC | Licensed by the N.J. Department of Banking and Insurance | Licensed Mortgage Banker -- NYS Department of Financial Services| Rhode Island Licensed Lender | Not all products and options are available in all states | Terms subject to change without notice | For licensing information go to: www.nmlsconsumeraccess.org The company does not do business as Finance of America in CA, NM, NY, and OK.