Joel Garcia Jr. NMLS # 1840154
Mortgage Loan Originator Sponsored by Finance of A...
As an industry-leading reverse mortgage lender, we bring a proven track record of never taking our customer’s trust for granted. With our recent acquisition of certain assets of American Advisors Group (AAG), we brought the industry’s top r... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM(Open now)
Sat
9 AM to 5 PM
Sun
9 AM to 5 PM
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Reviews from Web
Very honest and professional.
Nothing but smooth
Joel went beyond for me throughout the entire process!
Easy to work with and up front about every step
Reply from Joel Garcia Jr. NMLS # 1840154
November 9th, 2026 11:11 PM
I'm pleased to know that you found the process easy and transparent, DEBORAH. At Finance Of America - Reverse Mortgage, we strive to ensure every step is clear and straightforward.
Smooth transaction.
Reply from Joel Garcia Jr. NMLS # 1840154
November 9th, 2026 11:10 PM
I'm pleased to hear that your experience with Finance Of America - Reverse Mortgage was positive, Brian. Thank you for the great rating!
the communication connection with Joel was outstanding.
Reply from Joel Garcia Jr. NMLS # 1840154
October 14th, 2026 09:09 PM
Thank you for your positive feedback on the communication, PAMELA. I'm glad to know that your experience with Finance Of America - Reverse Mortgage was satisfactory.
We were new to Reverse Mortgages, so our representative, Joel Garcia explained in detail every step through the process. Joel was available every time we called or emailed. He followed up before and after our consultation so nothing was ever...
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Reply from Joel Garcia Jr. NMLS # 1840154
September 23rd, 2026 10:52 PM
I'm grateful for your kind words, JOHN and TERESA. It was my pleasure to guide you through the reverse mortgage process and ensure everything was clear and stress-free. I'm glad that you found your experience with Finance Of America to be satisfying...
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Joel is very patient and knowledgeable. He will keep you informed and assist you every step of the way. Thank you Joel and FOA For helping to make my life most comfortable!
Reply from Joel Garcia Jr. NMLS # 1840154
September 21st, 2026 06:23 PM
Lynn, I'm grateful for your kind words and happy to have been able to assist you through the process. It's wonderful to hear that my support made a positive difference for you. Thank you for choosing Finance Of America - Reverse Mortgage, and...
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Joel Garcia was knowledgeable, professional, and also kind and personable. We communicated through the telephone, email, and text message. It was ashame that during this process I did not have the pleasure of actually meeting him.
Reply from Joel Garcia Jr. NMLS # 1840154
September 8th, 2026 08:07 PM
Sharon, I'm grateful for your kind words and am pleased to hear that our communication was effective, even if we didn't meet in person. If you ever have further questions or need assistance, please feel free to reach out.
Joel did a great job! The experience was alright & everyone did alright. When I say it was okay, it is hard to say it was a great experience, given everything that a person has to go through to get one of these loans.I would recommend Joel...
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Reply from Joel Garcia Jr. NMLS # 1840154
September 8th, 2026 08:06 PM
MARCUS, I'm pleased to know that you found my assistance valuable and that you would recommend me and Finance Of America - Reverse Mortgage to others. I understand that the process can be complex, and I'm grateful for your patience and trust...
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Joel and his team were very professional, knowlegable, courteous, timely and wonderful to deal with. I wish all companies were as pleasant to deal with. Joel and his team get an A+++ from me.
Ed Patton
Abilene, Texas
Reply from Joel Garcia Jr. NMLS # 1840154
August 31st, 2026 03:16 PM
Ed. It's nice to know you found our team professional and easy to work with. Your feedback means a lot to me. We are here for you today, tomorrow and the future!
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About
As an industry-leading reverse mortgage lender, we bring a proven track record of never taking our customer’s trust for granted. With our recent acquisition of certain assets of American Advisors Group (AAG), we brought the industry’s top retail and wholesale platforms under one roof, firmly establishing Finance of America as the undisputed industry leader.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
Reverse Loans
Second Mortgages-Bank Statement
Interest-Only Mortgages
Cash-Out Refinances
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2019
Time Zone
Pacific Standard Time (PST)
Licenses
- AZ, CA, FL, LA, MS, NC, NV, NY, OK, TX, WA
- NMLS # 1840154
- AZ License/Registration #: 1000784
Disclaimer
These materials are not from HUD or FHA and were not approved by HUD or a
government agency.
Finance of America Reverse LLC is Licensed Mortgage Banker in the State of New
York, but this site is not authorized by the New York State Department of Financial
Services. No mortgage solicitation activity or loan applications for properties located in
the State of New York can be facilitated through this site
Finance of America is a division of Finance of America Reverse LLC which is licensed
nationwide | Equal Housing Opportunity | NMLS ID # 2285 (www.nmlsconsumeraccess.org) | 8023 East 63rd Place, Suite 700 | Tulsa, OK 74133
|AZ Mortgage Banker License #0921300 | Licensed by the Department of Business
Financial Protection and Innovation under the California Residential Mortgage Lending
Act | Georgia Residential Mortgage Licensee #23647 | Kansas Licensed Mortgage
Company | Massachusetts Lender/Broker License MC2285: Finance of America
Reverse LLC | Licensed by the N.J. Department of Banking and Insurance | Licensed
Mortgage Banker -- NYS Department of Financial Services| Rhode Island Licensed
Lender | Not all products and options are available in all states | Terms subject to
change without notice | For licensing information go to: www.nmlsconsumeraccess.org
The company does not do business as Finance of America in CA, NM, NY, and OK.