Joel Garcia Jr. NMLS # 1840154
Mortgage Loan Originator Sponsored by Finance of A...
As an industry-leading reverse mortgage lender, we bring a proven track record of never taking our customer’s trust for granted. With our recent acquisition of certain assets of American Advisors Group (AAG), we brought the industry’s top r... Show More
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9 AM to 5 PM
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9 AM to 5 PM(Open now)
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9 AM to 5 PM
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Reviews from Web
Joel Garcia guided me every step of the way with good humour and fair advice. Then Tiffany Clark made sure I dotted every i and crossed every t for a smooth conclusion. I couldn't have wished for a better team.
Reply from Joel Garcia NMLS # 1840154
January 6th, 2026 02:34 AM
I'm grateful to hear that you felt supported throughout the process, Dana. Providing guidance and making sure each step is clear and manageable is something I strive for. If you have more questions in the future or need further assistance,...
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All my questions were answered in a manner I could understand. Service was prompt and courteous. It was a pleasure working with Joel.
Reply from Joel Garcia
January 6th, 2026 02:44 AM
I'm glad you felt your questions were answered clearly and you experienced prompt, courteous service. It was a pleasure working with you too, and if there's anything else you need, don't hesitate to reach out.
Originally my review was that I experienced some miscommunication that created delays, but Joel was instrumental about correcting them and following through to facilitate the close. I would recommend him to anyone pursuing this type of loan....
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Reply from Joel Garcia NMLS # 1840154
January 6th, 2026 02:57 AM
Thank you for your feedback, Rollie. I'm glad to know that despite any challenges, we were able to successfully reach the close. If there's anything further I can assist with, please don't hesitate to reach out.
Overall the process was fine but there were some miscommunications that caused some anxiety and delays.
Reply from Joel Garcia NMLS # 1840154
January 6th, 2026 02:58 AM
Happy we got it done! :)
Joel Garcia is a professional. It is evident that he believes in what he represents. His goal was to educate us in such a way that we would be ready to make our own solid decision . We never felt pressure. Joel was instrumental as well in convincing...
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Reply from Joel Garcia
January 6th, 2026 02:58 AM
I appreciate your kind words and am pleased to know you felt well-guided throughout the process. Educating and ensuring comfort in your decisions is always my priority. If there's anything more I can do to support your goals, please feel free...
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There were a few glitches along the way, but overall everything went well.
Reply from Joel Garcia
February 20th, 2025 10:21 PM
Mr. Jackson ,
Appreciate the feedback and I'm happy to hear that overall, everything went well.
We are here for you today, tomorrow and in the future. Congratulations on a far better retirement!
It was not great until Joel took over my loan, before that it was a nightmare! Since he took over it was smooth! Thanks
JOEL G. was the reason it was great ,his calm demeaner , treated me special ,what can i say the guy was very helpful ,he was great , will tell all of this happening thanks so much bobbyt
Everything went very smoothly with AAG and with Joel Garcia's guidance!! I have no complaints!
Joel was a TOTAL professional who was always available with the right guidance and information!! He always had a calm, assuring and knowledgeable manner of answering my questions. I would certainly recommend him to others who were thinking...
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About
As an industry-leading reverse mortgage lender, we bring a proven track record of never taking our customer’s trust for granted. With our recent acquisition of certain assets of American Advisors Group (AAG), we brought the industry’s top retail and wholesale platforms under one roof, firmly establishing Finance of America as the undisputed industry leader.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
Reverse Loans
Second Mortgages-Bank Statement
Interest-Only Mortgages
Cash-Out Refinances
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- AZ,CA,FL,LA,NC,NV,NY,OK,TX,WA
- NMLS # 1840154
- AZ License/Registration #: 1000784
Disclaimer
These materials are not from HUD or FHA and were not approved by HUD or a
government agency.
Finance of America Reverse LLC is Licensed Mortgage Banker in the State of New
York, but this site is not authorized by the New York State Department of Financial
Services. No mortgage solicitation activity or loan applications for properties located in
the State of New York can be facilitated through this site
Finance of America is a division of Finance of America Reverse LLC which is licensed
nationwide | Equal Housing Opportunity | NMLS ID # 2285 (www.nmlsconsumeraccess.org) | 8023 East 63rd Place, Suite 700 | Tulsa, OK 74133
|AZ Mortgage Banker License #0921300 | Licensed by the Department of Business
Financial Protection and Innovation under the California Residential Mortgage Lending
Act | Georgia Residential Mortgage Licensee #23647 | Kansas Licensed Mortgage
Company | Massachusetts Lender/Broker License MC2285: Finance of America
Reverse LLC | Licensed by the N.J. Department of Banking and Insurance | Licensed
Mortgage Banker -- NYS Department of Financial Services| Rhode Island Licensed
Lender | Not all products and options are available in all states | Terms subject to
change without notice | For licensing information go to: www.nmlsconsumeraccess.org
The company does not do business as Finance of America in CA, NM, NY, and OK.