Joel Garcia Jr. NMLS # 1840154
Mortgage Loan Originator Sponsored by Finance of A...
As an industry-leading reverse mortgage lender, we bring a proven track record of never taking our customer’s trust for granted. With our recent acquisition of certain assets of American Advisors Group (AAG), we brought the industry’s top r... Show More
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9 AM to 5 PM
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9 AM to 5 PM
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Reviews from Web
Quick response to questions. Straight forward explanations of the procedure, right up till the funding. We are very happy with the Reverse Mortgage outcome.
Reply from Joel Garcia Jr. NMLS # 1840154
August 6th, 2026 06:49 AM
Robert, I'm glad to hear that you're very happy with the outcome of your Reverse Mortgage. It's great to know that the process and responses met your expectations. If you have any more questions in the future, please feel free to reach out.
Joel is very personable, relatable .knowledgeable , and makes you feel comfortable, not pushy. I loved Heather too.
Reply from Joel Garcia Jr. NMLS # 1840154
July 28th, 2026 05:03 PM
I'm grateful for your kind words, Carole. I'm glad you felt comfortable working with me, and it's wonderful to hear you also enjoyed working with Heather.
The process was completed in a timely matter.
Reply from Joel Garcia Jr. NMLS # 1840154
July 27th, 2026 07:05 PM
REECE, I'm glad to hear the process was completed in a timely manner. Your feedback is valued, and I'm here if you need anything else.
very honest and expericenced. great information and help.
Reply from Joel Garcia Jr. NMLS # 1840154
July 20th, 2026 05:45 AM
Eldon, I'm grateful for your kind words and pleased to have provided you with helpful information. It's wonderful to know you felt supported throughout the process.
EVERY TH THANKS FOR ALL YOUR HELP . ED SRAT i DEALT WERE VERY FRIENDLY AND PLEASENT.
Reply from Joel Garcia NMLS # 1840154
June 17th, 2026 10:38 PM
Thank you, Edward, for your kind words. I'm glad my team and I could provide a friendly and pleasant experience for you. If you need any further assistance, feel free to reach out. So happy for you Edward!
Everything was good. After being a Mortgage Broker for 18 years and Manager of the number one office in the US. I have closed thosands of debt consolidations, Purchase money. I was satisfied with Joel Garcia's work ethics. His knowledge was...
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Reply from Joel Garcia NMLS # 1840154
June 17th, 2026 08:14 PM
Mark, I'm grateful for your positive feedback and pleased to know you were satisfied with my work ethics and knowledge. It's good to hear that your experience with me met your expectations given your extensive background in the industry. Thank...
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I can say that outside of Joel Garica the interactions with the Loan Officer could have been cleaner.
Reply from Joel Garcia NMLS # 1840154
June 17th, 2026 08:14 PM
K., Thank you for your feedback. I'm pleased to hear about your positive experience with me, and I appreciate your honesty regarding the interactions with the Loan Officer. If there's anything more you'd like to discuss, please feel free to...
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Joel was very helpful and clear on how the loan process works
It all went very smooth
Reply from Joel Garcia NMLS # 1840154
June 17th, 2026 08:15 PM
Joseph, I'm grateful for your kind words. It's wonderful to know that you found the loan process smooth and clear. If you need any further assistance, please feel free to reach out. Appreciate your trust and we are here to be of service!
Can always do better
Reply from Joel Garcia NMLS # 1840154
May 6th, 2026 05:59 PM
I appreciate your feedback. Clients who have gone elsewhere and then realize this is a better financial decision for them are always extra grateful when the mission is accomplished! I'm always striving to improve and ensure a better experience...
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They were extremely helpful and seems like they really cared about us
Reply from Joel Garcia NMLS # 1840154
May 6th, 2026 05:56 PM
DENNIS, I'm grateful for your positive feedback. It's nice to know you felt supported throughout the process. If there's anything else I can assist you with, please let me know. And YES! we do care! :)
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About
As an industry-leading reverse mortgage lender, we bring a proven track record of never taking our customer’s trust for granted. With our recent acquisition of certain assets of American Advisors Group (AAG), we brought the industry’s top retail and wholesale platforms under one roof, firmly establishing Finance of America as the undisputed industry leader.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
Reverse Loans
Second Mortgages-Bank Statement
Interest-Only Mortgages
Cash-Out Refinances
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- AZ,CA,FL,LA,NC,NV,NY,OK,TX,WA
- NMLS # 1840154
- AZ License/Registration #: 1000784
Disclaimer
These materials are not from HUD or FHA and were not approved by HUD or a
government agency.
Finance of America Reverse LLC is Licensed Mortgage Banker in the State of New
York, but this site is not authorized by the New York State Department of Financial
Services. No mortgage solicitation activity or loan applications for properties located in
the State of New York can be facilitated through this site
Finance of America is a division of Finance of America Reverse LLC which is licensed
nationwide | Equal Housing Opportunity | NMLS ID # 2285 (www.nmlsconsumeraccess.org) | 8023 East 63rd Place, Suite 700 | Tulsa, OK 74133
|AZ Mortgage Banker License #0921300 | Licensed by the Department of Business
Financial Protection and Innovation under the California Residential Mortgage Lending
Act | Georgia Residential Mortgage Licensee #23647 | Kansas Licensed Mortgage
Company | Massachusetts Lender/Broker License MC2285: Finance of America
Reverse LLC | Licensed by the N.J. Department of Banking and Insurance | Licensed
Mortgage Banker -- NYS Department of Financial Services| Rhode Island Licensed
Lender | Not all products and options are available in all states | Terms subject to
change without notice | For licensing information go to: www.nmlsconsumeraccess.org
The company does not do business as Finance of America in CA, NM, NY, and OK.