Joel Garcia Jr. NMLS # 1840154's Cover Image
Joel Garcia Jr. NMLS # 1840154 - Mortgage Loan Originator Sponsored by Finance of America Reverse LLC in San Diego, CA

Joel Garcia Jr. NMLS # 1840154

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Mortgage Loan Originator Sponsored by Finance of A...

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As an industry-leading reverse mortgage lender, we bring a proven track record of never taking our customer’s trust for granted. With our recent acquisition of certain assets of American Advisors Group (AAG), we brought the industry’s top r... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(866) 948-0003
San Diego, CA
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
Sun
9 AM to 5 PM
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Overall Ratings
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5 Star
90%
4 Star
8%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • SFTP
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    PATSY F
    LAKE HAVASU CITY, AZ
    Posted on April 2nd, 2022 12:40 AM
    I was so disappointed that I was not able to at least cash out some equity on my home. I thought I had at least enough equity to cash out $5000. I know my home did not appraise what AAG thought it would, but still.....I think there was enough...
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    CYNTHIA M
    PASO ROBLES, CA
    Posted on March 1st, 2022 04:38 PM
    I applied the first time for a reverse mortgage with AAG 10/20 and everything went great. I applied again for a refi in 11/21 to lower my interest rate. At that time I was approved and was told by Joel that my interest rate would be 1.9. It...
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    EDWARD E
    Colton, CA
    Posted on February 23rd, 2022 06:20 PM
    Dealing with Joel Garcia was an absolute pleasure, he was always on top of things and guided me through all questions I needed answered and was always available no matter when I called. He is a great asset to your company, and I'm so glad I...
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    LEE V
    San Lorenzo, CA
    Posted on February 17th, 2022 10:24 PM
    When I talk to Joel, I get the feeling he cares.
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    MARY C
    Flagler Beach, FL
    Posted on December 15th, 2021 06:32 PM
    the entire process great, held up due to length of time for appraisal, which was not joel's fault, too many real estate transactions.
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    R. R
    Spokane Valley, WA
    Posted on December 4th, 2021 08:48 PM
    Joel is great,# one go to person.
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    ROLLAND P
    Camano Island, WA
    Posted on November 23rd, 2021 05:13 PM
    Friendly, helpful, patient
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    J
    JOANNE N
    Naples, FL
    Posted on November 15th, 2021 03:38 PM
    Attention to detail, explaining things when I didn't understand, warm and friendly service.
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    PHYLLIS R
    Las Vegas, NV
    Posted on November 12th, 2021 01:51 AM
    The moment we were connected, even though I never met Joel, I felt comfortable and he was knowledgeable in what I was looking for. It worked out for all of us.
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    NATHAN H
    Pahrump, NV
    Posted on November 9th, 2021 05:44 PM
    The level of professionalism and communication was top notch.
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    About
    As an industry-leading reverse mortgage lender, we bring a proven track record of never taking our customer’s trust for granted. With our recent acquisition of certain assets of American Advisors Group (AAG), we brought the industry’s top retail and wholesale platforms under one roof, firmly establishing Finance of America as the undisputed industry leader.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Reverse Loans
    Second Mortgages-Bank Statement
    Interest-Only Mortgages
    Cash-Out Refinances
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    Addresses and Serving Areas
    Primary Serving Area
    Irvine, CA
    Other Serving Areas
    Phoenix, AZ

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • AZ,CA,FL,LA,NC,NV,NY,OK,TX,WA
    • NMLS # 1840154
    • AZ License/Registration #: 1000784
    Disclaimer
    These materials are not from HUD or FHA and were not approved by HUD or a government agency. Finance of America Reverse LLC is Licensed Mortgage Banker in the State of New York, but this site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site Finance of America is a division of Finance of America Reverse LLC which is licensed nationwide | Equal Housing Opportunity | NMLS ID # 2285 (www.nmlsconsumeraccess.org) | 8023 East 63rd Place, Suite 700 | Tulsa, OK 74133 |AZ Mortgage Banker License #0921300 | Licensed by the Department of Business Financial Protection and Innovation under the California Residential Mortgage Lending Act | Georgia Residential Mortgage Licensee #23647 | Kansas Licensed Mortgage Company | Massachusetts Lender/Broker License MC2285: Finance of America Reverse LLC | Licensed by the N.J. Department of Banking and Insurance | Licensed Mortgage Banker -- NYS Department of Financial Services| Rhode Island Licensed Lender | Not all products and options are available in all states | Terms subject to change without notice | For licensing information go to: www.nmlsconsumeraccess.org The company does not do business as Finance of America in CA, NM, NY, and OK.