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Joe Jacobs
Mortgage Broker


Sonoma State University
Joe Jacobs is a Mortgage Broker with Intention Financial Group, serving clients throughout Sonoma County. A longtime Santa Rosa resident, he combines a Business Degree in Finance and Accounting with extensive experience in both real estate ... Show More
Location & Business Hours
Business Hours
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24 hours
Fri
24 hours(Open now)
Sat
24 hours
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Reviews from Web
Mark at Intention Financial is by far the best! When we found a property we liked we wanted to move quickly and our Realtor recommended working with Mark to get financing in order. Within a day (on the weekend no less), Mark had everything...
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Reply from Joe Jacobs
June 19th, 2026 11:32 PM
Thank you so much! We’re so glad Mark and the team were able to help make everything move quickly and smoothly. Congratulations on your new home Justin!
Working with my loan officer was truly one of the best decisions I made during the homebuying process. From start to finish, he was incredibly knowledgeable—always able to clearly explain each step, break down complex financial details, and...
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Reply from Owner
April 20th, 2026 03:55 PM
I really appreciate you taking the time to share this! It means a lot. Buying a home is a big moment for your family, and I am glad I could help you guys get there smoothly!Congrats again on the new home, and I’m always here if you need anything...
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Working with my loan officer was truly one of the best decisions I made during the homebuying process. From start to finish, he was incredibly knowledgeable—always able to clearly explain each step, break down complex financial details, and...
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Reply from Owner
June 19th, 2026 12:00 AM
Thank you for the review Nick! We’re glad the process felt clear, steady, and well-communicated from start to finish. We appreciate the recommendation and the opportunity to help with your home purchase.
We had a great experience working with Joe. He was always incredibly reachable and responsive, no matter how many questions we had throughout the process. Every time we reached out, he got back to us quickly with clear, helpful answers, which...
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Reply from Owner
April 13th, 2026 10:32 PM
I really appreciate the kind words and you taking the time to share your experience. I’m grateful for the opportunity to work with you both, and I’m glad I could help make the process less stressful and get you into your dream home. Wishing...
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We had a great experience working with Joe. He was always incredibly reachable and responsive, no matter how many questions we had throughout the process. Every time we reached out, he got back to us quickly with clear, helpful answers, which...
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Reply from Owner
April 13th, 2026 12:00 AM
I really appreciate the kind words and you taking the time to share your experience. I’m grateful for the opportunity to work with you both, and I’m glad I could help make the process less stressful and get you into your dream home. Wishing...
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Joe is absolutely amazing to work with. As first-time homebuyers, we had no idea how the process worked or what we were getting ourselves into. Joe answered EVERY question (quickly too!) and never made us feel silly for asking. He would run...
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Reply from Joe Jacobs
April 13th, 2026 10:36 PM
Meagan, thank you so much for the kind words and for taking the time to share your experience...I really appreciate it! It was a pleasure working with you both! Huge congratulations on your first home, and I truly appreciate you thinking of...
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Joe and his team were spot on with updating information and keeping us informed. Always prompt and helpfull with any questions.
Reply from Joe Jacobs
March 20th, 2026 03:42 PM
Thanks so much Doug! I was great to work with you both and congrats on your new home!
Joe Jacobs has received a review with 5 star rating from Janine B
Reply from Owner
March 19th, 2026 02:43 PM
Thank you so much Janine! Congrats on your new home! So excited for you both!
Me and my wife Really happy to work with Mark. He was really helpful with everything we need to ask him. I would definitely recommend my friends to him. He make all the process very smooth first time homebuyer thank you Mark for your help....
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Reply from Owner
February 20th, 2026 10:59 PM
We are so happy for you Karma! Congrats again! 🏠
I first connected with Joe Jacobs on January 16th before I connected with a real estate agent, and by February 18th I had successfully closed on my first home.From the very beginning, Joe was incredibly helpful and informative, even though...
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Reply from Owner
February 20th, 2026 10:58 PM
Yasmin, thank you so much for the kind words...it truly means a lot!
I’m so glad you felt supported and confident throughout the process. Buying your first home is a big step, and you handled it amazing. It was an honor to be part of it.
...
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About
Joe Jacobs is a Mortgage Broker with Intention Financial Group, serving clients throughout Sonoma County. A longtime Santa Rosa resident, he combines a Business Degree in Finance and Accounting with extensive experience in both real estate and mortgage lending. Joe has worked with major institutional lenders and the nation's top real estate brand, giving him a broad perspective on client needs. He focuses on clarity, education, and guidance, helping clients navigate buying, selling, or investing with confidence.
CA LIC Number: CA-DBO453314
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
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Education
- Sonoma State UniversityBusiness Administration / FinanceBachelor of Science in FinanceAug 2006 -May 2009

- Santa Rosa Junior CollegeBusinessAssociate of Arts (AA)Jan 2004 -May 2005

Positions
- Intention Financial Group - Mortgage BrokerDec 6th, 2022 - Current
- loanDepot - Branch ManagerMar 30th, 2018 - Dec 5th, 2022
Memberships
- North Bay Association of Realtors
- Association of Independent Mortgage Experts
- California Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2009
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 453314
- CA DRE BROKER 01944934
Gallery

Awards
Fastest Purchase C...
Achievements
- 5-star rated mortgage broker with dozens of verified client reviews
Hobbies
- Trail Running
- Cycling
- Hiking
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Disclaimer
Intention Financial is a licensed mortgage broker in the state of California. We are licensed by the California Department of Real Estate (DRE #02241856) and registered with the Nationwide Multistate Licensing System (NMLS #2428928). We do not lend money directly but arrange loans with third-party lenders. All loans are subject to lender approval, terms, and conditions. Equal Housing Opportunity.