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Joe Jacobs
Mortgage Broker


Sonoma State University
Joe Jacobs is a Mortgage Broker with Intention Financial Group, serving clients throughout Sonoma County. A longtime Santa Rosa resident, he combines a Business Degree in Finance and Accounting with extensive experience in both real estate ... Show More
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours(Open now)
Sat
24 hours
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Reviews from Web
As first-time home buyers, my wife and I had no idea what to expect, and Mark did a wonderful job of breaking this otherwise complex process down in a clear and approachable way. He was incredibly patient with my many questions (some of which...
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Reply from Joe Jacobs
November 15th, 2025 06:34 PM
Thank you so much for the kind words Mason! Mark works incredibly hard to make the process clear and stress-free, especially for first-time buyers, and we’re grateful you felt supported every step of the way. We truly appreciate your trust...
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We had a great experience working with Joe Jacobs at Intention Financial Group. He was incredibly responsive throughout the process, always answering our questions quickly and thoroughly as well as sending us reminders as appropriate, when...
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Reply from Owner
November 15th, 2025 06:34 PM
Thank you so much for this thoughtful review Karen. It truly means a lot. I’m glad I could support you through each step and help make everything feel clear and manageable. You were great to work with, and I’m grateful for the trust you placed...
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An incredible experience from start to finish!Working with Mark was an absolute pleasure. Buying my home in Joshua Tree was a huge milestone, and Mark made the process smooth, stress-free, and even enjoyable. He was professional, knowledgeable,...
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Reply from Joe Jacobs
November 15th, 2025 06:37 PM
Thank you so much for sharing this Alex! We’re thrilled to hear your Joshua Tree purchase was such a great experience. Mark takes pride in making the process smooth and stress-free, and it’s wonderful to see that come through. Congrats on your...
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Mark was an incredible broker to work with. He had a way of simplifying the more complex parts of the home-buying process and always provided clarity so my wife and I could make thoughtful, informed decisions. Anytime we felt nervous or unsure,...
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Reply from Joe Jacobs
November 15th, 2025 06:38 PM
Thank you so much for sharing your experience Kevin! Mark truly cares about guiding clients through every step, and it’s wonderful to hear how supported you felt throughout the VA process. We’re thrilled everything came together just in time...
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Matt is the best. First time home buyers and he explained everything until we ran out of questions. So thorough and nice! Was a truly great experience. He’ll be my only call for future moves!
Reply from Owner
November 15th, 2025 06:38 PM
Thank you so much Britney! We’re thrilled to hear your first home-buying experience with Matt was such a great one. He’s incredibly thorough and loves making everything easy to understand. We appreciate your trust and look forward to helping...
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Their name says it all, INTENTION!! Mark Harris is the very best Mortgage Advisor in Sonoma, Marin County! Mark is a true professional who worked really hard to get us a mortgage that worked for us! HIGHLY RECOMMEND!
Reply from Owner
September 2nd, 2025 11:34 PM
Thank you, Angela! We’re so glad Mark could help make things happen for you. We appreciate your trust and recommendation!
I recently embarked on my journey to buy my first house, and one of the most overwhelming parts of the process for me was the daunting task of getting a mortgage. I had already talked with some of the bigger banks, and I really did not receive...
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Reply from Owner
September 2nd, 2025 11:33 PM
Tarah, thank you for sharing your experience! We’re so happy Joe and Tammy made the process seamless for you. Excited to keep supporting you in the future!
From start to finish, working with Intention Financial Group was an absolute pleasure. They were not only highly professional and knowledgeable, but they also brought a personal touch that made me feel genuinely supported every step of the...
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Reply from Owner
September 2nd, 2025 11:32 PM
Thank you so much, Ginger! We’re glad we could make the process smooth and supportive for you. We truly appreciate your trust and recommendation.
Dan was great to work with. He made the whole process as easy and convenient as possible!
Reply from Owner
September 2nd, 2025 11:31 PM
Thanks, Jonathan! We’re happy to hear Dan made things easy and convenient for you. Appreciate you sharing your experience!
I used joe Jacob's when i bought my first house and definitely would recommend to anyone looking for a good mortgage broker
Reply from Owner
August 19th, 2025 03:49 PM
Thanks so much Sebastien! Grateful to be a part of helping you buy your first home! Congrats!
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About
Joe Jacobs is a Mortgage Broker with Intention Financial Group, serving clients throughout Sonoma County. A longtime Santa Rosa resident, he combines a Business Degree in Finance and Accounting with extensive experience in both real estate and mortgage lending. Joe has worked with major institutional lenders and the nation's top real estate brand, giving him a broad perspective on client needs. He focuses on clarity, education, and guidance, helping clients navigate buying, selling, or investing with confidence.
CA LIC Number: CA-DBO453314
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
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Education
- Sonoma State UniversityBusiness Administration / FinanceBachelor of Science in FinanceAug 2006 -May 2009

- Santa Rosa Junior CollegeBusinessAssociate of Arts (AA)Jan 2004 -May 2005

Positions
- Intention Financial Group - Mortgage BrokerDec 6th, 2022 - Current
- loanDepot - Branch ManagerMar 30th, 2018 - Dec 5th, 2022
Memberships
- North Bay Association of Realtors
- Association of Independent Mortgage Experts
- California Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2009
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 453314
- CA DRE BROKER 01944934
Gallery

Awards
Fastest Purchase C...
Achievements
- 5-star rated mortgage broker with dozens of verified client reviews
Hobbies
- Trail Running
- Cycling
- Hiking
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Disclaimer
Intention Financial is a licensed mortgage broker in the state of California. We are licensed by the California Department of Real Estate (DRE #02241856) and registered with the Nationwide Multistate Licensing System (NMLS #2428928). We do not lend money directly but arrange loans with third-party lenders. All loans are subject to lender approval, terms, and conditions. Equal Housing Opportunity.