I met Joe Villegas years ago when I was still fairly new to the home buying process. I didn't qualify to purchase my home yet, but Joe was still very friendly and informative. He gave me different suggestions to improve my situation, I had...

Joe Is The Best! Highly Recommend Him to friends and family And anyone looking to buy a home, I had no credit'he showed me what I needed to do and in 3 months I bought my home with only $1500 down payment! Him and his team always answered all...

Joe Is The Best! Highly Recommend Him to friends and family And anyone looking to buy a home, I had no credit'he showed me what I needed to do and in 3 months I bought my home with only $1500 down payment! Him and his team always answered all...

Never got a call back. Had 3 appointments that were cancelled. Both receptionist and lender would not return calls. They checked our credit and waisted our time, didnt even bother to let us know what was going on and gave us no information....

Reply from Joe Villegas at CrossCountry Mortga...

August 5th, 2026 09:12 PM

HI Kimberly, I sent you an email to explain what was going on, We had to keep rescheduling because our systems were not working at the company we were with at the time, including phones, access to Loan Origination Systems, when we finally decided...

Never got a call back. Had 3 appointments that were cancelled. Both receptionist and lender would not return calls. They checked our credit and waisted our time, didnt even bother to let us know what was going on and gave us no information....

Reply from Joe Villegas at CrossCountry Mortga...

August 5th, 2026 09:12 PM

HI Kimberly, I sent you an email to explain what was going on, We had to keep rescheduling because our systems were not working at the company we were with at the time, including phones, access to Loan Origination Systems, when we finally decided...

Never got a call back. Had 3 appointments that were cancelled. Both receptionist and lender would not return calls. They checked our credit and waisted our time, didnt even bother to let us know what was going on and gave us no information....

Reply from Joe Villegas at CrossCountry Mortga...

January 31st, 2019 12:00 AM

HI Kimberly, I sent you an email to explain what was going on, We had to keep rescheduling because our systems were not working at the company we were with at the time, including phones, access to Loan Origination Systems, when we finally decided...

Joe added me to his business page without asking first. I feel this is unprofessional way to solicit for business.

Great loan officer to have because he will find any and every solution to problems you my come across. He knows how to pull strings in order to get your loan to close on time. One of the few that will work weekends.

Joe Villegas at CrossCountry Mortgage

SVP of Mortgage Lending | NMLS #353587