Joe Villegas at CrossCountry Mortgage
SVP of Mortgage Lending | NMLS #353587
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Manteca, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
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I had an outstanding experience working with Joe Villegas and his team for my refinancing. From the very beginning, Joe was professional, knowledgeable, and incredibly helpful throughout the entire process.He took the time to explain all my...
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Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
I'm grateful for your kind words, Julio. It's appreciated to hear that you had such a positive experience with my team and me throughout your refinancing process. I'm pleased that you felt confident in your decisions and appreciated the dedication...
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Thank you to our amazing realtor and lender for all the support, advice, and guidance throughout our home-buying process. You answered every question, explained every step, and truly made us feel confident along the way. We couldn’t have done...
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Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
I appreciate your kind words, Lucina. It was my pleasure to support you throughout the home-buying process. I'm glad I could help answer your questions and provide guidance every step of the way. If you ever have more questions or need assistance...
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Attentiveness.
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
It was great working with you. Thanks again for putting your trust in us.
More direct communication with the lender Agent.
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
It's helpful to know that you're looking for more direct communication, Yolanda. I strive to ensure that all my clients feel connected and informed. If there's anything specific you'd like to discuss or need assistance with, please feel free...
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Joe and his team were awesome. Great communication throughout the transaction.
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
It was great working with you. Thanks again for putting your trust in us.
I always got a response back very quick. Whether email or a phone call. Also the bridge loan was a perfect fit for what I needed. Everyone always very friendly.
Stressful experience
As always, Joe and his team provide a seamless and smooth transaction from start to finish. Clients are well informed of all possible options and packages that fit their needs.
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
I really appreciate the feedback and am looking forward to working with you again.
Thr Joe Villegas Group made the Entire Home Buying Process easy to understand and smooth from start to finish. There were little to no issues and We are Very Satisfied with our New Home!
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
I'm happy to hear that you found the home buying process easy and smooth, Thomas. It's great to know you're satisfied with your new home. If any questions come up in the future or if there's anything else I can do to assist you, feel free to...
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The best lender in CA i would say. We have been through so many lenders where were not given a chance , joe did everything so smoothly to help us . His staff are super nice Chree and Estefania are so nice and assisted us in all ways possible...
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Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
It’s uplifting to hear that your experience was positive, Krishneel. I'm glad I could help make the process smooth and that Chree and Estefania provided such great support. Your kind words about the team mean a lot to us. If there's anything...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Manteca, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #353587 | Branch NMLS #2367949
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Licenses
- 353587
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CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095