Joe Villegas at CrossCountry Mortgage
SVP of Mortgage Lending | NMLS #353587
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Manteca, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
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Joe Villegas and his team are nothing short of amazing! As a first time home buyer, it can be a little intimidating going through the process, but Joe and his team make you feel right at home! They were speedy to answer any questions- and no...
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Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Thank you So Much, We will always Make time for you and those you care about!
Excellent service from Joe and his entire team, they are very professional people, they did everything possible so that we could obtain the house that we had desired so much, thank you very much, 100% recommended
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Thank you so much for your review, Jose! It was our pleasure to assist you with the mortgage process.
Overall a great and seamless experience. The team is super friendly and diligent. The team made sure everything was completed in a timely manner to satisfy our 15 day closing window!
5 stars!! Joe really cares. He is sharp, creative, enthusiastic and enjoyable to talk with. As a Veteran he truly understands the VA loans & veteran borrowers situations. It's so great to have the Joe Villegas Team on our side! Noemi & Maria...
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This was my second time working with Joe Villegas and his team as he has immense knowledge of the mortgage industry and they are always on top of everything. Definitely my go to, I would recommend 100%!Joe and his team went above and beyond...
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Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Thank you So Much, We will always Make time for you and those you care about!
I had the worst experience with joe Villegas started working with him on refinancing my home since April It is now October haven’t heard from him I brought him all the paperwork he asked for he would always say he would return my call and he...
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Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
You have the wrong Company, you are no where in our database and I dont know who you are.
Joe Villegas at CrossCountry Mortgage has received a review with 5 star rating from James R
Reply from Joe Villegas at CrossCountry Mortga...
August 5th, 2026 09:12 PM
Thank you So Much, We will always Make time for you and those you care about!
I have nothing but great things to say about Joe Villegas and his team . He was friendly and professional. Always on top of everything and helped us lock a great rate. Highly recommend Crosscountry mortgage!
Noemy is a very capable person to help us with all the documents to present, looking for solutions and always with a positive attitude.
Joe and Noemi were great. They took care of me when I thought I would never qualify for a loan. They did more for me than I thought they would. They helped me stay calm by always communicating and updating me. Thank you
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Manteca, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #353587 | Branch NMLS #2367949
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Licenses
- 353587
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CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095