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Joe Villegas at CrossCountry Mortgage - SVP of Mortgage Lending | NMLS #353587 in Manteca, CA

Joe Villegas at CrossCountry Mortgage

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SVP of Mortgage Lending | NMLS #353587

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Manteca, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
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5 Star
93%
4 Star
4%
3 Star
0%
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1 Star
3%
Reviews from Web
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    Reynaldo S
    Lathrop, CA
    Posted on May 4th, 2024 04:44 PM
    Better communication among the staff regarding documents being received so that clients aren’t resubmitting, sometimes our work place makes it difficult to adhere to these request in timely manner. Our experience was pleasant and welcoming,...
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    Reply from Joe Villegas at CrossCountry Mortga...
    August 5th, 2026 09:12 PM
    Hi Reynaldo, I appreciate your feedback and the 4.25 stars you've given me. I apologize for any inconvenience you may have encountered with regard to the documentation process. This is certainly an area we can examine and improve upon. It's...
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    Sylvia S
    Lathrop, CA
    Posted on April 24th, 2024 07:08 PM
    All my questions where always answered promptly. Great customer service.
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    Pam A
    Posted on April 22nd, 2024 06:10 PM
    I definitely work with Joe and his team again.
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    Pamela O A
    Modesto, CA
    Posted on April 22nd, 2024 06:09 PM
    I appreciate the updates.
    Reply from Joe Villegas at CrossCountry Mortga...
    August 5th, 2026 09:12 PM
    Thank you for the 5-Star review. If you need anything, feel free to give us a call.
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    Madeline B
    Posted on April 22nd, 2024 06:01 PM
    Joe Villegas at CrossCountry Mortgage has received a review with 5 star rating from Madeline B
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    Madeline B
    Ripon, CA
    Posted on April 22nd, 2024 06:00 PM
    Joe and his team helped us get our loan finalized and close escrow in 21 days! They were very fast and efficient and gave us offers other banks didn't. I definitely recommend a smaller company like Cross Country Mortgage rather than a big bank...
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    Reply from Joe Villegas at CrossCountry Mortga...
    August 5th, 2026 09:12 PM
    I'm incredibly grateful for your kind words, Madeline! It was a pleasure assisting you throughout the loan process. At CrossCountry Mortgage, we strive to provide the best possible service and we're happy to have met your expectations. Closing...
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    Paul L
    Posted on April 20th, 2024 03:08 PM
    I have been working in the real estate industry full time since 2001, I can confidently say that Joe Villegas stands out as one of the best professionals in this field. His exceptional qualities as a partner and resource stand out above the...
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    Paul L
    Ripon, CA
    Posted on April 20th, 2024 03:05 PM
    Joe Villegas consistently proves himself to be an outstanding partner and resource in today's real estate market. I have been in this business since 2001 and his responsiveness and exceptional communication skills fulfill my top priority when...
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    Reply from Joe Villegas at CrossCountry Mortga...
    August 5th, 2026 09:12 PM
    It was great working with you. Thanks again for putting your trust in us.
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    Justin A
    Ripon, CA
    Posted on April 20th, 2024 02:17 PM
    Joe and cross country were able to help us avoid paying mortgage insurance by allowing us to put 15% down towards the price of the home we purchased. Without that program in place we would not have had enough to cover all our closing costs...
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    Garrett S
    Atwater, CA
    Posted on April 14th, 2024 05:31 PM
    Joe is one of those guys besides being an honored veteran and serving our country his wife is a great professional realtor bilingual and he is one of those guys like Nike. Just do it that’s his motto he gets it done he doesn’t make excuses....
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    Reply from Joe Villegas at CrossCountry Mortga...
    August 5th, 2026 09:12 PM
    It was great working with you. Thanks again for putting your trust in us.
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    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Manteca, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #353587 | Branch NMLS #2367949
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    Licenses
    • 353587
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS