Joe Totah
Vice President
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
What a positive experience! We knew very quickly if we could qualify to proceed. Joe was very professional and very honest. We definitely would recommend Joe and his team for your mortgage loan needs.
This was our THIRD refinance with Joe Totah. Not only has he been awesome, but he let us know of his new company once he had left. He has always kept in touch and been there when I had questions, and was able to tell us the exact best times...
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Easy process
Joe is great...very communicative and helpful in advising and working through everything. This was my second refi with him - would be happy to do it again and recommend him, as well.
Joe and his team were transparent, very responsive and honest. Nothing negative, a full 10 of 10.
Joe explained everything in detail when I had a question. He was very responsive when I emailed him and even responded on Mother's Day when I reached out to him (Sorry Joe!!!!)He made the refi process very painless and made sure I felt comfortable...
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Joe was very professional and thorough, he made me comfortable throughout the whole loan process. The whole experience was great, I appreciated the expertise and advice I received from Joe. Absolutely will recommend Joe to friends and family...
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I have what I would consider a very good working relationship with Joe. I believe he is always looking out for my interests.I have complete trust with Joe!
Joe was great to work with
Joe was available and responsive. He gave great advice and made the entire process seamless.
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Purchase Money Mortgages
Refinance
HELOC
HELOAN
Conventional
FHA
VA
Non-Qm
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 87727
- DRE 01780950
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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