Joe Totah
Vice President
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Joe Totah's customer support is a 5-Star service. I have not received excellent customer care like the service Joe provided us in a long time. I felt like he committed all of his time to be sure we were always informed of the next steps & he...
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Joe made bith our refinances easy and took care to make sure we understood the entire process.
Joe was very informative and helpful. He ensured that any obstacles were removed and dealt with professionally.
Joe has Great customer service and loan knowledge. This was my second loan with Joe and it couldn’t be easier.
I have worked with joe on three separate occasions. Each experience has been amazing. He has always been extremely knowledgeable and honest. I would recommend Joe and team and I will be back if I need his services again.
There was good communication throughout
the whole process.
Relatively painless thanks to Joe and the team. Easy to get and deal wit docs and Joe was available for help when needed.
The entire process was timely.
The communication was very good to understand what was needed.
Knowledgeable, timely and great rate!
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Purchase Money Mortgages
Refinance
HELOC
HELOAN
Conventional
FHA
VA
Non-Qm
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 87727
- DRE 01780950
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing