Joe Totah
Vice President
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Joe was very attentive and quick to respond. The whole process was seamless. I am a repeat customer and will look to Ladera Lending again in the future.
Prompt and clear communication.
Joe and his team went above and beyond to get my deal done and lock the best rate. The process was well defined. I highly recommend Joe and Ladera Lending.
Great communication at every step in process
Sunny Kelly is the most amazing person I’ve ever worked with. She moves fast, she gets things done, she motivated me to get it done as well. She’s smart, kind, professional and sometimes funny once the work is done. Hope you’re paying her well,...
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Stress free transaction
Joe was extremely knowledgeable and friendly….would use Joe 1000 times over for my mortgage needs!
No comments
Fast process
I appreciated how Mr Totah stepped in to help us (after the untimely death of Patrick)
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Purchase Money Mortgages
Refinance
HELOC
HELOAN
Conventional
FHA
VA
Non-Qm
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 87727
- DRE 01780950
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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https://westcapitallending.com/texas-complaint
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