Joe Totah
Vice President
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
not needing a loan
Agent’s communications with me throughout the entire process. I never felt out of the loop.
Work ethic of lender
It was a complicated process that those outside of the lending industry would have challenges in understanding. Joe was excellent at explaining to me why different parts of the process were required. He was very pleasant and awesome to deal...
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His time and patience though he process.
I recently worked with Joe Totah to secure a mortgage for my home purchase, and I cannot speak highly enough of the exceptional service I received. From start to finish, the process was incredibly smooth, thanks in large part to Joe's excellent...
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This is the second time I have worked with Joe and his colleagues at Ladera and they have been helpful, knowledgeable and efficient throughout this process.
Great service
Great communication
Great advice
Very professional.
Process went very smooth and Joe was always just a phone call away.
The constant communication during the loan process
Very speedy process
And most importantly the friendy staff.
131–140 of 288
About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Purchase Money Mortgages
Refinance
HELOC
HELOAN
Conventional
FHA
VA
Non-Qm
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 87727
- DRE 01780950
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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https://westcapitallending.com/texas-complaint
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