Joe McMeans
Senior Loan Officer
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
Joe will always pick up the phone or answer your texts no matter what time of day. He is very thorough and makes sure you understand any and everything with the mortgage process.
Reply from Owner
October 7th, 2025 12:00 AM
Thank you so much for your fantastic review! I’m truly grateful for your kind words and thrilled to hear that my responsiveness and thorough explanations helped make the mortgage process clear and manageable for you. It was a pleasure working...
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Joe McMeans, Tidewater Mortgage is an ALL STAR! I can speak about Joe through both a personal and business lens, as I've known him for decades, and have also shared a very close working relationship with him for years. Joe is a stand up family...
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Reply from Joe McMeans
September 29th, 2025 12:00 AM
Thank you so much for your heartfelt and incredibly kind review! I’m deeply honored by your words, both as a friend and a professional colleague. Our long-standing personal and working relationship means the world to me, and I’m truly grateful...
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Exceptional service!! Working with Joe was a game-changer. As a Realtor, I love to work with mortgage lenders who have expertise and commitment to finding the best mortgage solutions for home buyers! The communication is clear, the process...
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Reply from Joe McMeans
September 29th, 2025 12:00 AM
Thank you so much for your incredible review! I’m truly honored by your kind words and thrilled to hear that my expertise and commitment made a positive impact on our collaboration. As a loan officer, it’s always a pleasure to work with dedicated...
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Joe did such a great job in helping us successfully buy our first home! He was quick in answering all of our questions.
Reply from Joe McMeans
September 29th, 2025 12:00 AM
Thank you so much for your wonderful review! I’m thrilled to hear that I could help make your first home purchase a success. It was a pleasure working with you, and I’m glad I could provide quick answers to your questions to make the process...
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Joe is extremely friendly, knowledgeable, and efficient! Call Joe for a smooth transaction and get your new home with less stress!
Reply from Joe McMeans
September 29th, 2025 12:00 AM
Monica, thank you so much for your wonderful review! Your kind words and recommendation mean a lot to me! If you or anyone you know needs help with future home buying needs, I’m just a call away.
Joe was very thorough and went above and beyond to educate me. I could tell he cares about his clients like they are his own family and takes pride in what he does.
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you so much, Taylor! You were such a joy to work with and I'm so excited for you! Please never hesitate to reach out if you have any questions or want to bounce ideas off of me. I'm always here to help!Congratulations on your beautiful...
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Joe & staff were extremely thorough in their communication. They did a great job of staying on top of things to meet the deadline we set at the beginning. I am extremely pleased with their service.
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you so much, Robin! I’m excited for you and Bruno, and so thankful you placed your trust in me to help you reach the finish line!
Congratulations and wishing you many years of happiness! Hope to see you both soon.
Always ready and quick to help us move forward or alleviate stresses.
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you, James! I'm ecstatic that everything fell into place and worked out perfectly for you and Jess! Wishing you both years of happiness and memories in your new home! Reach out anytime you need anything. I'm always here to help!
Joe was so great to work with. He was extremely knowledgeable, available whenever we needed help and placed a lot of emphasis on easing my husband and I’s anxieties. I will (and have already) recommend Joe to anyone I know that is in the market...
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Reply from Joe McMeans
June 29th, 2026 02:48 PM
Hi Jess!Thank you so much for taking the time to leave your feedback. You and James were great to work with and I'm so happy for both of you! It was great meeting your folks at settlement. They are so proud of you. Same rules apply moving forward...if...
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Joe was great to work with. As a first time homebuyer, he was receptive to my questions and made sure I understood every component of the mortgage. Would highly recommend!
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Thank you so much for taking the time to leave your feedback, Adam! You and Ashley were a pleasure to work with and I'm excited for both of you as you start the next chapter. Please do not hesitate to reach out if either of you have any questions....
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- Capital Region Veterans Coalition (CRVC), Member
- Veterans of Foreign Wars (VFW), Member
- Center for Community Resources (CCR), Board of Directors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- PA #69863
- NMLS ID 1828957
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)