Joe McMeans
Senior Loan Officer
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
Me and my wife started house hunting with no knowledge on the matter. Joe took his time, day in and day out to explain everything to us so we were never left confused. From the beginning of the process to the very end. In a very stressful time,...
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Reply from Owner
September 16th, 2025 04:37 PM
Thank you so much for your heartfelt review! It was an absolute privilege to assist you and Makayliah through your home buying journey, especially as a fellow service member. I’m thrilled to hear that my efforts to explain each step clearly...
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Me and my wife started house hunting with no knowledge on the matter. Joe took his time, day in and day out to explain everything to us so we were never left confused. From the beginning of the process to the very end. In a very stressful time,...
read more
Reply from Owner
October 7th, 2025 12:00 AM
Thank you so much for your heartfelt review! It was an absolute privilege to assist you and Makayliah through your home buying journey, especially as a fellow service member. I’m thrilled to hear that my efforts to explain each step clearly...
read more
Joe McMeans was so quick to respond and helped us understand every step of the process. He was a pleasure to work with and I would recommend him to anyone! Thank you so much Joe for making the home buying process so seamless!
Reply from Owner
September 16th, 2025 04:38 PM
Thank you so much for your wonderful review! I’m thrilled to hear that I could help make your home buying process seamless and understandable. It was a true pleasure working with you, and I’m grateful for your kind words about my responsiveness...
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Joe was so quick to respond and helped us understand every step of the process. He was a pleasure to work with and I would recommend him to anyone!
Reply from Joe McMeans
June 29th, 2026 02:48 PM
I'm incredibly grateful for your kind feedback, Rachel. It was a pleasure assisting you through the process and I'm thrilled to hear that you had a positive experience. Your recommendation means a lot to me and everyone here at Tidewater Mortgage...
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Joe McMeans was so quick to respond and helped us understand every step of the process. He was a pleasure to work with and I would recommend him to anyone! Thank you so much Joe for making the home buying process so seamless!
Reply from Owner
October 7th, 2025 12:00 AM
Thank you so much for your wonderful review! I’m thrilled to hear that I could help make your home buying process seamless and understandable. It was a true pleasure working with you, and I’m grateful for your kind words about my responsiveness...
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Joe is always amazing at his job, this is my second time working with him purchasing a house. He responds so quickly to any and all questions, and he truly cares that you understand every detail throughout the home-buying process.
Reply from Owner
October 7th, 2025 12:00 AM
Thanks Mallory! I appreciate your kind words and thank you for choosing to work with me again for your second home purchase! It’s truly an honor to have earned your trust twice. I’m thrilled to hear that my responsiveness and dedication to...
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Joe will always pick up the phone or answer your texts no matter what time of day. He is very thorough and makes sure you understand any and everything with the mortgage process.
Reply from Owner
September 16th, 2025 04:40 PM
Thank you so much for your fantastic review! I’m truly grateful for your kind words and thrilled to hear that my responsiveness and thorough explanations helped make the mortgage process clear and manageable for you. It was a pleasure working...
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Joe will always pick up the phone or answer your texts no matter what time of day. He is very thorough and makes sure you understand any and everything with the mortgage process.
Reply from Joe McMeans
June 29th, 2026 02:48 PM
I'm truly appreciative of your kind words, Trace. It's always my goal to be available and ensure that my clients feel comfortable and well-informed in the mortgage process. Your positive feedback means a lot to me and all of us at Tidewater...
read more
Joe is always amazing at his job, this is my second time working with him purchasing a house. He responds so quickly to any and all questions, and he truly cares that you understand every detail throughout the home-buying process.
Reply from Owner
September 16th, 2025 04:40 PM
Thanks Mallory! I appreciate your kind words and thank you for choosing to work with me again for your second home purchase! It’s truly an honor to have earned your trust twice. I’m thrilled to hear that my responsiveness and dedication to...
read more
Joe is always amazing at his job, this is my second time working with him purchasing a house. He responds so quickly to any and all questions, and he truly cares that you understand every detail throughout the home-buying process.
Reply from Joe McMeans
June 29th, 2026 02:48 PM
I'm extremely grateful for your kind words, Mallory. It's always a pleasure working with you, and I'm thrilled to hear that you've had another positive experience. I strive to provide prompt responses to all inquiries and to ensure my clients...
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- Capital Region Veterans Coalition (CRVC), Member
- Veterans of Foreign Wars (VFW), Member
- Center for Community Resources (CCR), Board of Directors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- PA #69863
- NMLS ID 1828957
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)