

Joe McMeans
Senior Loan Officer

We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
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24 hours
Thu
24 hours
Fri
24 hours
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Reviews from Web
Joe is very dedicated to his job. His communication with us was excellent , he explained everything in detail. He is a rare gem that actually cares about the financial well being of his clients. Knowledgeable, reliable and friendly. Wonderful...
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Reply from Joe McMeans
September 25th, 2026 03:47 PM
Jess, thank you so much for the incredibly kind words! It truly means a lot to me. I believe this job is about so much more than getting a loan to the closing table; it’s about making sure my clients feel informed, comfortable, and confident...
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Joe McMeans has received a review with 5 star rating from Curt M
Reply from Owner
September 25th, 2026 12:23 PM
Thank you for the perfect rating, Curt. I'm glad to know you had a positive experience with me and my team. Reach out anytime - I'm always here to help.
The ease of the process and the quality of info that was communicated to us
Reply from Joe McMeans
September 24th, 2026 06:43 PM
Thank you, Curt! I’m glad the process felt easy and that the information we shared was helpful. I appreciate you trusting my team and me with your home loan!
Joe McMeans has received a review with 5 star rating from Sarah M
Reply from Owner
September 24th, 2026 06:42 PM
Thank you for the perfect rating, Sarah. I'm glad to know that your experience with Atlantic Coast Mortgage was a positive one.
He was great to work with very knowledgeable with the whole process and explained everything In great detail
Reply from Joe McMeans
September 18th, 2026 01:03 PM
Thank you so much, Sarah! I really appreciate the kind words. It was a pleasure working with you and Randy, and I’m glad I could help make the process easy to understand. Wishing you all the best in your new home!
Joe McMeans has received a review with 5 star rating from Erika S
Reply from Owner
September 17th, 2026 05:14 PM
I'm grateful for your perfect rating, Erika. It's wonderful to know you had a positive experience with me and the team at Atlantic Coast Mortgage.
Joe was professional, knowledgeable, and always available to answer any questions I had throughout the home-buying process. They made what could have been a stressful experience feel easy and manageable. I always felt like they had my best...
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Reply from Joe McMeans
September 7th, 2026 06:25 PM
Erika, thank you so much for the wonderful review! It was truly a pleasure helping you & Brad through the homebuying process. Knowing that you felt informed, supported, and confident along the way means a lot to me. I’m grateful you trusted...
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Working with Joe was an incredible experience. He made the entire process of closing on our new house smooth, transparent, and stress-free. His expertise and dedication were clear from day one, and we couldn't have asked for a better partner...
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Reply from Joe McMeans
September 7th, 2026 06:24 PM
Brad, thank you so much for the thoughtful review! It was a pleasure working with you and helping make the financing side of your home purchase as smooth and stress-free as possible. I truly appreciate the trust you placed in me throughout...
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Joe was a pleasure to work with, made the whole process smooth and easy. Explained everything so it was perfectly understandable to a first-time home buyer like myself. Allowed me to make my own choices without pressure but was happy to share...
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Reply from Owner
September 7th, 2026 06:24 PM
I'm happy to hear that you had such a smooth and easy experience, Kyle. It's great to know that I could help make everything understandable for you as a first-time home buyer. I appreciate your recommendation and am always here if you need...
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Timley Timely and professional
Reply from Joe McMeans
August 14th, 2026 05:00 PM
Thanks for your feedback, Ben. I'm pleased to hear that you found the service timely and professional. If there's anything else you need, feel free to reach out.
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- Capital Region Veterans Coalition (CRVC), Member
- Veterans of Foreign Wars (VFW), Member
- Center for Community Resources (CCR), Board of Directors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- PA #69863
- NMLS ID 1828957
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)