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Joe Ferraro - AnnieMac Home Mortgage - Branch Manager | NMLS# 1443543 in Melville, NY

Joe Ferraro - AnnieMac Home Mortgage

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Branch Manager | NMLS# 1443543

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Joe understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout t... Show More
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  • Encompass
    D
    Dominick G A
    Hampton, NJ
    Posted on July 5th, 2026 04:11 PM
    Eventhough we had plenty of hurdles and at times it seemed like things would not go through for us, Joe and his team were able to get the loan closed on time.
    Reply from Joe Ferraro
    July 15th, 2026 04:12 PM
    Dominick, I'm glad to hear that we could help you navigate through the hurdles and close the loan on time. Your perseverance and trust in my team made a huge difference. If there's anything else I can assist you with, please don't hesitate...
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    K
    Kaylee K
    Troy, NY
    Posted on June 9th, 2026 10:31 AM
    Joe and his team went OVER and beyond what was expected. They made what was seeming so impossible for my family and I- possible. I truly could not have done it without them. I owe it all to them!
    Reply from Joe Ferraro
    June 19th, 2026 02:04 PM
    Kaylee, thank you for sharing your experience. I'm grateful to hear that my team and I could help make things possible for you and your family. If there's anything more I can do for you, please feel free to reach out.
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    Nicholas T
    Cincinnati, OH
    Posted on June 5th, 2026 01:51 PM
    Great people
    Reply from Joe Ferraro
    June 15th, 2026 01:52 PM
    Nicholas, I appreciate your kind words. I'm pleased to hear you had a positive experience with us. If there's anything more I can do for you, just let me know.
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    Luke G
    Oceanside, NY
    Posted on May 12th, 2026 02:32 AM
    Joe and Anna along with the rest of the team communicated clearly throughout the entire process. everything was explained thoroughly and made us comfortable with each decision we made.
    Reply from Joe Ferraro
    May 22nd, 2026 04:46 PM
    Luke, thank you for your feedback. I'm happy to know that you felt comfortable and well-informed throughout the process with the help of Anna and the team. If you have any further questions or need assistance in the future, please feel free...
    read more
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    Paul L
    Las Vegas, NV
    Posted on April 27th, 2026 05:41 PM
    Joe and the team fought for my loan and gave me more personal attention than what is reasonably expected. They truly went above and beyond to make sure that I got into the house I really wanted.
    Reply from Joe Ferraro
    May 7th, 2026 05:42 PM
    Paul, I appreciate your kind words. I'm glad we could provide the personal attention and support needed to help you secure the home you wanted. If there's anything else I can assist you with, please don't hesitate to reach out.
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    M
    Martha N G
    Nyack, NY
    Posted on March 22nd, 2026 11:37 PM
    Joe is truly incredible! He went above and beyond to make sure we had all the information my husband and I needed to feel confident. He got us a great deal and a fair rate, but more importantly, he was there to support us every step of the...
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    Reply from Joe Ferraro
    April 2nd, 2026 01:39 PM
    Thank you for sharing your experience, Martha. I’m pleased to hear that you felt supported and informed throughout the process. It’s important to me that you and your husband were confident and satisfied with the deal. If there’s anything more...
    read more
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    Luis A B
    Nyack, NY
    Posted on March 22nd, 2026 11:26 PM
    He was great!!!!!!
    Reply from Joe Ferraro
    April 2nd, 2026 06:28 PM
    I'm glad to hear you had a positive experience! If you ever need further assistance or have any questions, feel free to reach out.
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    C
    Carey B
    CHESTERFIELD, VA
    Posted on February 12th, 2026 02:27 PM
    The staffing made the process easy, everyone was very polite, professional and was available at all times to answer my questions. The closing was also very convenient.
    Reply from Joe Ferraro
    February 23rd, 2026 08:17 PM
    It's great to hear that you found the process smooth and convenient, Carey. I'm glad the staff could provide the polite and professional support needed throughout. If you have any more questions or require further assistance in the future,...
    read more
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    M
    Michelle P
    Newburgh, NY
    Posted on December 26th, 2025 09:38 PM
    Joe Ferraro and his entire team at AnnieMac were absolutely amazing to work with. From day one, Joe was professional, knowledgeable, and always available to answer my questions. The home loan process can be overwhelming, but Joe and his team...
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    Reply from Joe Ferraro
    January 5th, 2026 09:39 PM
    I appreciate your thoughtful feedback, Michelle. It's great to know that the process felt smooth and clear for you. Making sure you were informed and supported during the home loan journey is very important to me. Your recommendation means...
    read more
  • Encompass
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    Peter S
    NORTH BALDWIN, NY
    Posted on November 22nd, 2025 08:44 PM
    Joe Ferraro
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    About
    Joe understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Joe is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • 1443543
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.