Joe Cundiff
Mortgage Banker
I am going to listen and help you access your financial goals and dreams. I am going to make sure you are in the best possible situation.
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Joe was so responsive and patient. My situation was unique in that I am going through a divorce, so at times things moved slower. Joe communicated every step of the way and even helped me expedite things at the end once we could move forward....
read more
Reply from Joe Cundiff
April 30th, 2026 10:17 PM
Lottie, I'm truly appreciative of your kind words. I'm glad I could provide the support and communication needed during your unique situation. It was a pleasure assisting you with your refinance process at Atlantic Bay Mortgage Group.
I had an excellent experience working with my mortgage lender, Joe Cundiff. From start to finish, he was incredibly helpful, patient, and knowledgeable. He always took the time to answer all of my questions clearly and made sure I understood...
read more
Reply from Owner
April 30th, 2026 10:18 PM
Christa, I'm glad to hear that you had such a positive experience with your mortgage process. It's great to know that my efforts to keep you informed and responsive were helpful in securing your home. Thank you for your kind words and recommendation....
read more
Joe was very helpful and very responsive to any questions we had any time of day
Reply from Joe Cundiff
May 1st, 2026 08:51 PM
Ashton, I'm grateful to hear that you found me helpful and responsive throughout your purchase process. It was a pleasure assisting you with your questions at any time. Thank you for sharing your positive experience with Atlantic Bay Mortgage...
read more
Joe was great to work with! Anytime we had w question or anything he got back to us immediatel. he made the process very smooth and we really appreciated it!
Reply from Joe Cundiff
May 1st, 2026 08:52 PM
Thank you, Abigail, for your kind words. I'm glad I could make the process smooth for you and provide prompt responses to your questions. It was a pleasure working with you at Atlantic Bay Mortgage Group.
Five-star experience with Joe and Atlantic Bay! The communication was top-notch, the closing was seamless, and there were zero "hidden surprises" at the end. They are efficient, honest, and easy to work with. I’ll definitely be using them for...
read more
Reply from Joe Cundiff
June 23rd, 2026 07:58 PM
Matthew, I'm glad to hear that you had such a positive experience with me and Atlantic Bay Mortgage Group. It's great to know the communication and closing process went smoothly for you. Thank you for your high recommendation, and I look forward...
read more
Joe was incredibly kind and helpful during the homebuying process. He was always available to answer my (many) questions as a first time homebuyer and kept me informed on what was going on behind the scenes. I would recommend Joe to anyone...
read more
Reply from Owner
April 30th, 2026 10:05 PM
Thank you so much for your kind words! It truly means a lot that you took the time to share your experience. Helping first-time homebuyers navigate the process is especially important to me, so I’m glad I could make things clear and keep you...
read more
I found Joe to be incredibly kind and helpful during the entire homebuying process. He was always available to answer questions and kept me in the loop about everything going on behind the scenes. I would definitely use Joe again in the future....
read more
Reply from Joe Cundiff
June 10th, 2026 09:32 PM
Thank you, Sabrina, for your kind words. I'm glad to hear that you felt supported throughout the homebuying process. It was a pleasure working with you, and I look forward to assisting you again in the future.
Joe Cundiff has received a review with 5 star rating from Andre S
Reply from Owner
April 30th, 2026 10:08 PM
Thank you so much for your incredibly kind and detailed review. It truly means a lot to hear that you felt supported and confident throughout the entire process. I take great pride in exploring every option and making sure my clients feel informed...
read more
we've been trying to refinance for years now. Mr.Joe had found my information, worked with my wife and I. He's been incredibly great and supportive. Thank you to him and Carla Johnson. It's been an amazing experienc , and they are very knowledgeable....
read more
Reply from Joe Cundiff
June 10th, 2026 09:32 PM
I'm glad to hear that I could support you and your wife in the refinancing process, Andre. Thank you for mentioning Carla Johnson and acknowledging our teamwork. It's great to know you had a positive experience with us at Atlantic Bay Mortgage...
read more
Joe was a pleasure to work with throughout the entire process. Highly recommend him!
Reply from Joe Cundiff
December 4th, 2025 04:24 PM
Thank you for your recommendation, Chris. It was a pleasure working with you, and I'm glad I could assist you with your new home purchase.
21–30 of 188
About
I am going to listen and help you access your financial goals and dreams. I am going to make sure you are in the best possible situation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Home loan mortgages for purchase and refinance of primary residence, investment property, and second homes. Conventional, FHA, USDA, VHDA
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Atlantic Bay Mortgage Group - Mortgage BankerAug 17th, 2009 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2009
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 210457
- Licensed in VA
Achievements
- Past President - Salem Roanoke County Chamber of Commerce
- Past President - Salem Rotary Club
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.