Joe Cundiff
Mortgage Banker
I am going to listen and help you access your financial goals and dreams. I am going to make sure you are in the best possible situation.
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Reviews from Web
I had a fantastic experience with Joe. He made the entire mortgage process simple and stress-free, always taking time to answer questions and explain everything clearly. Joe was responsive, professional, and genuinely cared about helping me...
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Reply from Owner
September 11th, 2025 09:51 PM
Thank you so much, Shane! I’m glad I could make the process simple and stress-free for you. It was a pleasure working with you and helping find the best option. I truly appreciate your recommendation and wish you all the best in your new home!...
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It was a great experience. Mr. Cundiff was always on top of things and responded quickly to all our questions. Fantastic.
Thanks again!
Reply from Owner
September 12th, 2025 09:53 PM
Thank you so much! I’m glad I could be there to make things easier along the way. Wishing you lots of happiness and great memories in your new home!
I've had the pleasure of working with Mr. Cundiff on two occasions. He is a great, personable man. His knowledge and expertise gets you exactly what you want and need. He is patient and will exhaust every avenue and resource he has to help...
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Reply from Owner
September 4th, 2025 06:39 PM
Thank you so much for your kind words and continued trust. It has truly been a pleasure working with you, and I’m grateful for the opportunity to help with both your needs and those of your friends and family. Referrals are the greatest compliment...
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Excellent experience! Joe responds very quickly, and made this process go as smoothly as possible while keeping me informed daily on what I needed to do. He was wonderful at teaching and guiding me (as a new homebuyer). He is very patient and...
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Reply from Owner
September 4th, 2025 06:44 PM
Thank you so much, Britani! It was a true pleasure helping you through the homebuying process. I know how exciting (and sometimes overwhelming) buying your first home can be, so I’m glad I could make things smooth and keep you informed along...
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Greatly appreciate the service. Always happy to answer no matter what time you call. After a year I asked couple of questions and he promptly responded. He always priorities your benefits. Thank you Joe.
Reply from Owner
September 4th, 2025 06:46 PM
Thank you, Hetal! I truly appreciate your kind words. I’m always happy to be a resource for you—whether it’s during the process or even a year later. Your trust means a lot, and I’m glad I could help prioritize your needs every step of the...
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Joe Cundiff has received a review with 5 star rating from Carol L P
Reply from Owner
September 4th, 2025 06:48 PM
Thank you so much for the 5 stars, Carol! It was a pleasure working with you, and I’m always here if you need anything in the future.
Joe was available anytime that I called and that was great. He walked me through step by step on the processes that would need to happen and kept me updated on where we were. I would definitely do future business with him.
Reply from Joe Cundiff
August 22nd, 2025 03:20 PM
I’m really glad to hear that you felt supported throughout the process, Carol. Being available and guiding you step by step is something I’m committed to, so it’s wonderful to know it made a difference for you. I appreciate your trust and look...
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Appreciate you very much for your time and expertise during our home buying venture.
Reply from Owner
September 4th, 2025 06:50 PM
Thank you so much, Suzanne! I truly enjoyed working with you and I’m glad I could be part of your homebuying journey. Wishing you all the best as you settle into your new home—please don’t hesitate to reach out if I can ever help again!
Thank you so much Joe for all of your assistance during our home buying Appreciate you and will let others know of the great service
Reply from Joe Cundiff
August 21st, 2025 04:14 PM
Thank you, Suzanne, for your kind words. I'm really glad I could assist with your home buying journey and that you found the experience positive. Your willingness to recommend me to others is greatly appreciated. If you ever need further assistance,...
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Very knowledgeable and made the process easy!
Reply from Joe Cundiff
May 27th, 2025 06:53 PM
I'm thrilled to hear that you found the process easy and that my knowledge was helpful. It was a pleasure assisting you with your purchase at Atlantic Bay Mortgage Group. Thank you for your kind words, Daniel!
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About
I am going to listen and help you access your financial goals and dreams. I am going to make sure you are in the best possible situation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Home loan mortgages for purchase and refinance of primary residence, investment property, and second homes. Conventional, FHA, USDA, VHDA
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Positions
- Atlantic Bay Mortgage Group - Mortgage BankerAug 17th, 2009 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2009
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 210457
- Licensed in VA
Achievements
- Past President - Salem Roanoke County Chamber of Commerce
- Past President - Salem Rotary Club
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.