Joe Aganowski, Loan Officer, NMLS # 1105767 -...
Loan Officer | NMLS # 1105767
I am a seasoned loan officer with over a decade of experience in the mortgage industry. My journey began with obtaining my first license in WA, and over time, I have expanded my expertise by obtaining licenses in OR, CA, AZ, and IL.
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Joe is amazing, very knowledgeable and informative great person to work with.
Joe was always available if we had a question, he was attentive to our needs and circumstances. We purchased a house in Oregon and he made it seamless. Joe always took time to explain the “why”. Thank you! Thank you! Mark and Nancy Gardner
Joe was very knowledgeable and very accommodating. He was super patient also.
Very straight forward and made the process easy!
You always kept me informed, so great to do business with a professional, I will refer to this company. Thank you again Joe and Kristina
Joe was extremely informative and willing to pick up and answer any questions at all times of the day. Could not have asked for a better experience and would recommend Joe to all my friends and family!
When Odin and Kristina T were not involved there was either no communication at all (to report the illness and of our contact person) or inconsistent and unclear or impossible requests and messaging to and of us. However, once Odin stepped...
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Odin and Kristina T. were fantastic. They were 5 stars in all they did and the service they provided. When, due to an illness, other members of the organization became involved, the loan was almost lost and we were considering going elsewhere....
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Very responsive and easy to deal with to make our purchase smooth quick and seamless. Under 20 days to close.
Joe was very thorough and was always there to answer questions. My refinance was a very involved process and Joe was there every step of the way to help me understand and get things done.
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About
I am a seasoned loan officer with over a decade of experience in the mortgage industry. My journey began with obtaining my first license in WA, and over time, I have expanded my expertise by obtaining licenses in OR, CA, AZ, and IL.
Throughout my career, I have had the privilege of serving a diverse clientele, ranging from first-time homebuyers to self-employed individuals with LLCs and Corporations. I take pride in my ability to understand the unique needs of each client and provide personalized guidance to help them find the best loan program for their specific situation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
We are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house
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Year Started
2001
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS#1105767
Disclaimer
American Financial Network, Inc. is an Equal Housing Lender
American Financial Network, Inc. | NMLS ID 237341
10 Pointe Drive, Suite 330, Brea, CA 92821| (714) 831-4000
©2026 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.