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Joe Aganowski, Loan Officer, NMLS # 1105767 - American Financial Network, Inc. - Loan Officer | NMLS # 1105767 in Manalapan, NJ

Joe Aganowski, Loan Officer, NMLS # 1105767 -...

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Loan Officer | NMLS # 1105767

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I am a seasoned loan officer with over a decade of experience in the mortgage industry. My journey began with obtaining my first license in WA, and over time, I have expanded my expertise by obtaining licenses in OR, CA, AZ, and IL. Throug...... Show More
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Overall Ratings
4.95
(47)
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  • 5.0
    Encompass
    C
    Chantissa D W
    Raymond, WA
    Posted on March 14th, 2026 12:18 PM
    Joe made this purchasing experience one of the easiest things I have done! I am extremely grateful for his support.
    Reply from Joe Aganowski
    March 23rd, 2026 07:12 PM
    I'm really pleased to hear that the purchasing experience went so smoothly for you, Chantissa. It's rewarding to know that my support made a difference. If you ever need any assistance in the future, please feel free to reach out. Thank you...
    read more
  • 5.0
    Encompass
    A
    Anny F
    San Tan Valley, AZ
    Posted on February 25th, 2026 01:13 PM
    Great as always! Thanks Joe!
    Reply from Joe Aganowski
    March 4th, 2026 06:01 PM
    Anny, I appreciate your kind words. It's great to know that you continue to have positive experiences. Thank you for your support, and I'm here whenever you need assistance.
  • 5.0
    Encompass
    F
    Francisco H
    Mesa, AZ
    Posted on February 2nd, 2026 03:13 PM
    Joe and his team are absolute rockstars! We keep coming back because their service is consistently toptier. The loan process can be daunting, but Joe is always there to answer our questions and provide total peace of mind. If you want to feel...
    read more
    Reply from Joe Aganowski
    February 9th, 2026 03:14 PM
    It's great to hear such positive feedback, Francisco. I'm glad to know that my efforts have made the loan process feel manageable for you. Your continued trust is truly appreciated, and I'm always here to help with any questions you might have....
    read more
  • 5.0
    Encompass
    E
    Ernecia H
    Mesa, AZ
    Posted on January 30th, 2026 01:54 PM
    Joe is AMAZING! He is very detailed, always willing to go the extra mile for us and we truly appreciate everything he has done to help us in our home buying journey. We are repeat customers and will continue to be because the service is outstanding...
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    Reply from Joe Aganowski
    February 6th, 2026 02:16 PM
    Thank you, Ernecia, for taking the time to share such kind words. It has been my pleasure to assist you in your home buying journey. I'm glad to know that the attention to detail and extra effort have made a positive impact on your experience....
    read more
  • 5.0
    Encompass
    A
    Adrian D A
    Lake Stevens, WA
    Posted on January 20th, 2026 01:15 PM
    Always available, friendly, and professional.
    Reply from Joe Aganowski, Loan Officer, NMLS #...
    January 20th, 2026 04:39 PM
    It was a pleasure to work with you Adrian. Please don't hesitate to contact me if you have any questions in the future. Enjoy!
  • 5.0
    Encompass
    M
    Megan S
    Victorville, CA
    Posted on January 18th, 2026 02:25 PM
    Joe was patient, always available to anwser all my questions, confident, and knew exactly what he was doing. He is stuck with me. I can't thank him enough
    Reply from Joe Aganowski, Loan Officer, NMLS #...
    January 20th, 2026 04:41 PM
    Congratulations Megan! I am honored to be a part of this next chapter for you. Please don't hesitate to contact me if you ever have any questions. Enjoy your new home!
  • 5.0
    Encompass
    M
    Michael B
    Gilbert, AZ
    Posted on November 11th, 2025 12:06 PM
    Everyone was so helpful and friendly!
    Reply from Joe Aganowski, Loan Officer, NMLS #...
    November 11th, 2025 04:47 PM
    Thank you for the review Michael! It is always a pleasure working with you and Molly. Please don't hesitate to contact me if you need anything in the future.
  • 5.0
    Encompass
    H
    Hannah H
    Fountain Hills, AZ
    Posted on September 2nd, 2025 12:42 PM
    Joe's patience and knowledge
    Reply from Joe Aganowski
    September 6th, 2025 12:43 PM
    It was great working with you. Thanks again for putting your trust in us.
  • 5.0
    Encompass
    E
    Emily B
    Sacramento, CA
    Posted on July 8th, 2025 12:45 PM
    Responsiveness and attention to details.
    Reply from Joe Aganowski, Loan Officer, NMLS #...
    July 8th, 2025 04:29 PM
    Thank you Emily! Congratulations! As always, it has been an absolute pleasure working with you again. I hope your move from IL to CA is smooth. I look forward to working with you again in the future. Safe travels!
  • 5.0
    Encompass
    G
    Gerald E J
    Phoenix, AZ
    Posted on December 17th, 2024 05:31 PM
    Joe had great communication, and was sharp and efficient when dealing with our needs
    Reply from Joe Aganowski, Loan Officer, NMLS #...
    December 19th, 2024 05:36 PM
    Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
  • 10 of 47
    About
    I am a seasoned loan officer with over a decade of experience in the mortgage industry. My journey began with obtaining my first license in WA, and over time, I have expanded my expertise by obtaining licenses in OR, CA, AZ, and IL. Throughout my career, I have had the privilege of serving a diverse clientele, ranging from first-time homebuyers to self-employed individuals with LLCs and Corporations. I take pride in my ability to understand the unique needs of each client and provide personalized guidance to help them find the best loan program for their specific situation.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    We are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house
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    /850
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    Year Started

    2001

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS#1105767
    Disclaimer
    Equal Housing Lender

    American Financial Network, Inc. is an Equal Housing Lender

    American Financial Network, Inc. | NMLS ID 237341
    10 Pointe Drive, Suite 330, Brea, CA 92821| (714) 831-4000

    ©2026 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.