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Jody Emerick - Loan Officer in Cumberland, MD

Jody Emerick

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Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
99%
4 Star
1%
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Reviews from Web
  • Encompass
    J
    James C
    Eckhart Mines, MD
    Posted on February 5th, 2026 04:02 AM
    Jody was very helpful and very quick to respond. She was great to work with. I would recommend her 100 percent.
    Reply from Jody Emerick
    February 5th, 2026 04:45 PM
    I appreciate your recommendation, James. I'm glad to know that my responsiveness and assistance were valuable to you. It was a pleasure working with you, and if you ever need anything in the future, please don't hesitate to get in touch.
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    Carla R D
    LaVale, MD
    Posted on February 4th, 2026 07:00 PM
    Jody is wonderful, helpful, knowledgeable and great personality.
    Reply from Jody Emerick
    February 4th, 2026 07:05 PM
    It's great to hear such positive feedback from you, Carla. I'm glad that you found my assistance helpful and enjoyed our interactions. Having the opportunity to share my knowledge and support you is truly rewarding. If you ever need anything...
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    Alan P Z
    Cumberland, MD
    Posted on February 3rd, 2026 10:38 PM
    Information, local, helpful and well
    Reply from Jody Emerick
    February 3rd, 2026 11:03 PM
    Alan, I'm pleased to hear that you found the information helpful and that you had a positive experience. If there's anything more I can do for you or if you have further questions, feel free to reach out at any time.
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    Trevor R
    Flintstone, MD
    Posted on December 25th, 2025 01:29 AM
    Everything was very smooth and extremely easy Made my first home buying experience great!
    Reply from Jody Emerick
    December 26th, 2025 01:31 PM
    I'm really glad to hear that your first home buying experience went smoothly, Trevor. It's important to me that the process is as easy as possible for you. If you have any questions in the future, don't hesitate to get in touch.
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    Deren M
    Frostburg, MD
    Posted on December 1st, 2025 03:07 PM
    As a first time buyer, if I had any questions or concerns, Jody was there each time to help explain and inform me on each step as we went through the process. She helped me so much in undstanding each step. I couldn't have imagined being able...
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    Reply from Jody Emerick
    December 1st, 2025 03:17 PM
    It's wonderful to hear that I could assist you throughout your home-buying journey, Deren. Guiding first-time buyers through the process and ensuring you understand each step is something I prioritize highly. I'm grateful for your trust and...
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    A
    Andrew B I
    Flintstone, MD
    Posted on October 30th, 2025 12:33 PM
    Jody was great to work with. The process was explained thoroughly and she made sure we knew what to expect. She answered any questions we had and even helped us find a homeowners insurance broker. Over all the process went smooth with her communication...
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    Reply from Jody Emerick
    October 30th, 2025 02:21 PM
    I'm grateful for your feedback, Andrew. It's rewarding to know that I could help make the process clear and efficient for you. Assisting with questions and guiding you to a homeowners insurance broker is part of ensuring a smooth experience....
    read more
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    Jennifer L I
    Flintstone, MD
    Posted on October 30th, 2025 12:29 PM
    Working with Jody eased all of our first time home buyer nerves! She was quick to answer any questions and communicated throughout the process so we knew exactly what to expect next! On a scale of 1-10 she is ATLEAST an 11. You can tell that...
    read more
    Reply from Jody Emerick
    October 30th, 2025 02:34 PM
    It's fantastic to know that I was able to ease your nerves during your first home-buying experience, Jennifer. Being available to answer questions and keep the communication clear is something I prioritize, so it means a lot to hear it made...
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    Karen G
    Cresaptown, MD
    Posted on October 26th, 2025 04:15 PM
    everything was essy to navigate on all the forms. We were kept up to date on what was happening
    Reply from Jody Emerick
    October 27th, 2025 02:20 PM
    It's good to hear that the process went smoothly for you, Karen. Ensuring that everything is easy to navigate and keeping you updated is a priority for me. If you have any other questions or need further assistance in the future, feel free...
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  • Encompass
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    Peter G
    Cresaptown, MD
    Posted on October 25th, 2025 03:40 PM
    Everything went smoothly, no glitches. Communication was excellent, emails and texts answered quickly. In the whole process not one hiccup.
    Reply from Jody Emerick
    October 27th, 2025 02:58 PM
    I'm glad to hear that everything proceeded smoothly, Peter. It's important to me to ensure clear communication and a seamless experience. If there's anything more you need or if questions arise down the line, feel free to reach out.
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    Jason H R
    Frostburg, MD
    Posted on October 4th, 2025 02:47 PM
    Jody was very helpful in navigating some tricky circumstances.
    Reply from Jody Emerick
    October 6th, 2025 01:31 PM
    I'm glad I could assist you in navigating through the tricky circumstances, Jason. Helping clients through challenging situations is an important part of what I do. Should you have any more questions or need further support, please feel free...
    read more
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    About
    Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business. ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger. Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Home Loans
    VA Home Loans
    FHA Home Loans
    USDA Home Loans
    First Time Home Buyer Loans
    Down Payment Assistance
    Jumbo Home Loans
    DSCR Loans
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID#756543
    Disclaimer
    ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance