ALCOVA Mortgage | Cumberland | Emerick, MD
Showing You The Way Home
Cumberland, MD
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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Jody made the process easy and stress free. I would highly recommend her and will hopefully be able to work with her again in the future. 10 out of 10 for me .
Reply from Jody Emerick
October 22nd, 2026 02:01 PM
I'm pleased to hear that the process was easy and stress-free for you, Jaxon. Your recommendation and positive feedback mean a lot to me, and I look forward to the possibility of working with you again. At ALCOVA Mortgage, we strive to provide...
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The whole process can be extremely confusing, but Jody made the process smooth and simple!
Reply from Jody Emerick
October 22nd, 2026 02:05 AM
Jeffery, I'm pleased to hear that I could help make the process smooth and simple for you. At ALCOVA Mortgage, we strive to support our clients every step of the way. If you have any more questions or need further assistance, please feel free...
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Working with jody was amazing she was down to earth and very nice and made sure I understood exactly what I was doing and what everything was and meant and she was on the ball! she never wasted any time and was always picking up every time...
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Reply from Jody Emerick
October 15th, 2026 01:32 PM
Noah, It was a pleasure working with you, and I'm glad to hear that my efforts made a difference. At ALCOVA Mortgage, we strive to provide a supportive experience, and I’m happy you felt that way. Thanks for all the kind words and I wish you...
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Jody was great throughout the whole process in helping us buy our first home. Her communication and expertise was top notch!
Reply from Jody Emerick
October 4th, 2026 05:22 PM
I'm happy to know that you found my communication and expertise helpful during your first home purchase, Marc. Working with you at ALCOVA Mortgage was a great experience, and I appreciate your positive feedback. If there's anything else you...
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Jody Emerick was exceptional to work with throughout the entire home-buying process. From our first conversation through closing, she consistently provided clear communication, set realistic timelines and expectations, and ensured every detail...
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Reply from Jody Emerick
September 8th, 2026 06:05 PM
Dillon, thank you so much for your kind words. I'm pleased to hear that I could make the home-buying process smooth and enjoyable for you. It was a pleasure working with you on such an important milestone. If you ever need anything else, feel...
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Jody was able to help remidify an issue with the rate on my final disclosure
Reply from Jody Emerick
August 31st, 2026 02:06 PM
I'm pleased to hear that I could assist you with the rate on your final disclosure, Sarah. If you have any further questions or need additional support, please feel free to reach out to me directly.
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Jody we above and beyond to make sure that I had the tools and everything I needed to be able to buy my first home
Reply from Jody Emerick
August 6th, 2026 01:22 PM
Corbin, I'm grateful for your kind words. I'm pleased to have been able to support you in purchasing your first home. If you ever need further assistance, please feel free to reach out.
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Had a great experience with Jody!
Reply from Jody Emerick
August 3rd, 2026 01:12 PM
I'm so glad to hear that you had a great experience, Zane! Your feedback means a lot to me. If there's anything I can assist you with in the future, please let me know.
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I can't recommend Jody Enerick highly enough. She took the time to answer my questions and provided invaluable advice throughout the process, even though there was absolutely nothing in it for her. She was honest, knowledgeable, and genuinely...
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Working with our loan officer was an amazing experience from start to finish. She handled everything for us, so we never had to worry about the details or feel overwhelmed during the home-buying process. She was always organized, responsive,...
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Reply from Jody Emerick
July 2nd, 2026 12:43 PM
Marisa, I'm grateful for your kind words and appreciation. It’s wonderful to hear that you felt supported and informed throughout the home-buying process. I strive to provide a seamless experience, and I’m pleased to have been able to assist...
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance