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Jodi Vermillion, Ruoff Mortgage
VP Branch Manager | NMLS# 227336 | Ruoff Mortgage ...


The Ohio State University
Trusted mortgage lender based in Hilliard, Ohio, with 26 years of experience helping families, first-time homebuyers, veterans, and homeowners throughout Central Ohio with home purchases and refinancing. I provide clear guidance, consistent... Show More
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours(Open now)
Sat
24 hours
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Reviews from Web
Bruce and Jodi have been excellent to work with! As a first time homebuyer, I am very appreciative that everything was explained to me in a way I could understand. They were always quick to respond and made this process very smooth.
Reply from Jodi Vermillion, Ruoff Mortgage
August 4th, 2026 07:12 PM
Adrienne!! thank you so much for your kind words! It was such a pleasure helping you buy your first home. We're so glad we could make the process easy to understand and be there for you every step of the way. Congratulations again, and welcome...
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Loan Analysis
Reply from Jodi Vermillion, Ruoff Mortgage
July 28th, 2026 06:55 PM
Thank you Michael for the great review! We appreciate you taking the time to share your experience! Welcome to the Vermillion Lending Team family!!
The communication from the account representative was very professional, and he was very knowledgeable
Reply from Jodi Vermillion, Ruoff Mortgage
July 21st, 2026 05:04 PM
Thank you so much for your kind words! We're so glad to hear you had a great experience working with Bruce. He takes pride in keeping clients informed throughout the process and making sure every question is answered along the way. We truly...
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Jodi and her team are top-notch professionals. We were well-informed from the application all the way to funding and closing on our investment property. This was the most painless process we’ve had yet. If you want a broker with your best interests...
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Reply from Owner
July 16th, 2026 03:29 PM
Thank you so much for your thoughtful review. It truly means a lot to our team. We're so glad we could make your investment property purchase a smooth and stress-free experience from application through closing. Helping our clients feel informed...
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Jodi and her team are top-notch professionals. They kept us well-informed from the application all the way to closing on our investment property, making it the most painless process we’ve had yet. Our closing costs were reasonable, and the...
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Reply from Jodi Vermillion, Ruoff Mortgage
July 13th, 2026 04:56 PM
Thank you so much for taking the time to share your experience! It was truly a pleasure helping you with your investment property, and we're so glad we could make the process smooth from start to finish. Hearing that you felt supported every...
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I'm a local insurance broker, and Jodi has been fantastic to partner with! Her team is fully dedicated to helping home-buyers throughout the entire loan process. The care and attention to detail from the Vermillion Lending Team is unmatched!...
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Reply from Owner
July 13th, 2026 04:55 PM
Thank you so much for your kind words! It truly means a lot coming from someone who also works closely with homeowners. We believe buying a home should feel exciting, not overwhelming, and we're grateful for the opportunity to help guide our...
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The staff had an amazing attitude and wre super helpful throughout the entire process! Really helped take the stress off on an important decision making process!
Reply from Jodi Vermillion, Ruoff Mortgage
September 17th, 2026 02:08 PM
Clayton!!! I'm happy to hear that the team's attitude and support made your decision-making process less stressful. It's great to know that you felt helped throughout your journey. Thank you for sharing your kind words!!
Went the extra mile
Reply from Jodi Vermillion, Ruoff Mortgage
June 30th, 2026 03:39 PM
Thank you so much for your kind words! Going the extra mile for our clients is something we truly care about, and we're so glad that made a difference in your experience. It was a pleasure helping you, and we're always here if you need anything...
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The loan officer is smart, intelligent an helpful. I would like to urge the officer and her team to keep it up.
Reply from Jodi Vermillion, Ruoff Mortgage
June 11th, 2026 04:49 PM
Thank you for your kind words and for taking the time to share your experience. We truly appreciate your trust in our team.It was our pleasure to assist you throughout the process, and we're grateful for the opportunity to help. Your encouragement...
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Jodi Vermillion, Ruoff Mortgage has received a review with 5 star rating from Amanda S
Reply from Owner
June 3rd, 2026 02:20 PM
Thank you for your 5-star review, Amanda! It means a lot to our team. We appreciate your trust in the Vermillion Lending Team and look forward to being your mortgage resource for years to come!
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About
Trusted mortgage lender based in Hilliard, Ohio, with 26 years of experience helping families, first-time homebuyers, veterans, and homeowners throughout Central Ohio with home purchases and refinancing. I provide clear guidance, consistent communication, and personalized financing strategies based on each client’s goals. As your local Central Ohio Homes for Heroes® affiliate, I’m proud to support veterans, first responders, healthcare professionals, and educators. Based in Hilliard and serving Columbus, Dublin, Powell, Westerville, Worthington, and surrounding communities, I’m also licensed in 14 states. Whether you’re buying, refinancing, or simply have questions, I’m always happy to be a resource.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
First Time Homebuyers
VA Loans
FHA Loans
USDA Loans
Conventional Lending
Down Payment Assistance
Cash Out Refinance
(OHFA) Ohio Housing Finance Agency Assistance
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Education
- The Ohio State University

Memberships
- NMLS Member
- Scioto Boat Club
- Epic Ski and Snowboard Pass
Addresses and Serving Areas
Primary Serving Area
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 227336
- GA - 67058
- KY - MC816641
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Achievements
- Helped hundreds of families achieve homeownership across 10 licensed states
- Achieved Scotsman Guide Top Originator recognition
- Consistently close loans in under 15 days on average
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Hobbies
- Spending time with friends and family
- Circuit Training
- Wakeboarding
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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