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Jodi Vermillion, Ruoff Mortgage
VP Branch Manager | NMLS# 227336 | Ruoff Mortgage ...


The Ohio State University
Trusted mortgage lender based in Hilliard, Ohio, with 26 years of experience helping families, first-time homebuyers, veterans, and homeowners throughout Central Ohio with home purchases and refinancing. I provide clear guidance, consistent... Show More
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24 hours
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24 hours
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Reviews from Web
I originally was approved through PNC, however their terms were unreasonable and they wouldn't work with me. Jodi answered the phone as a cold call and immediately matched my preapproval from PNC and took charge every step of the way. Her and...
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Reply from Jodi Vermillion, Ruoff Mortgage
August 6th, 2026 01:36 PM
Thank you so much for the awesome review! We're SO glad you decided to give us a call. It was a pleasure helping you through the process, and we're happy we could get you where you wanted to be. I'll definitely pass your kind words along to...
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I had the pleasure of securing a loan with the help of Jodi & Bruce. They have been so amazing throughout this entire process! All of my questions were answered quickly and the process was explained to me in a way I could understand as a first...
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Reply from Owner
July 24th, 2026 02:26 PM
Thank you so much, Adrienne! It was such a pleasure working with you. Bruce and I are so grateful you trusted us to help you through your first home purchase. Knowing you felt informed and supported every step of the way means so much to us....
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Working with Jodi and her team for my refinance was truly a wonderful experience. This wasn’t the first time I’ve worked with her either—she also handled my original loan about 10 years ago—and she was just as incredible this time around as...
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Reply from Jodi Vermillion, Ruoff Mortgage
March 12th, 2026 04:08 PM
Thank you so much for your kind words! It truly means the world to me and my team that you trusted us again after 10 years. We loved working with you both times and are so glad we could make your refinance smooth and stress-free. Your trust...
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Jodi was recommended to us by our realtor and she played a big part in making our home-buying experience smooth from start to finish. We are first-time homeowners so naturally, we were pretty naive as to what the loan process for a home entailed....
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Everything went so smoothly that I enjoyed the time spent to purchase our new home.
Reply from Owner
September 11th, 2026 06:39 PM
We love hearing this! Buying a home should be an exciting experience, and we’re so glad we could make the process smooth and enjoyable for you. Wishing you many happy years in your new home. Welcome to the Vermillion Lending Team family!
Everything went so smoothly that I enjoyed the time spent to purchase our new home.
Reply from Jodi Vermillion, Ruoff Mortgage
September 11th, 2026 06:38 PM
Thank you so much! We’re so happy to hear everything went smoothly and that you enjoyed the homebuying experience!! Congratulations on your new home, and welcome to the Vermillion Lending Team family!
Working with Jodi throughout the mortgage process for my duplex was an exceptional experience. As a real estate agent, I have had the opportunity to work with Jodi on behalf of my clients, and when it was finally my turn to experience the process...
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Reply from Owner
September 2nd, 2026 02:25 PM
Georgina, thank you so much for such a thoughtful review!!! It truly means so much to me, especially coming from someone I’ve had the pleasure of working with professionally over the years. Getting to help you personally with your duplex made...
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Jodi Vermillion, Ruoff Mortgage has received a review with 5 star rating from John P
Reply from Owner
September 5th, 2026 09:24 AM
Thank you, John, for the 5-star rating. I'm glad to know you had a positive experience with Ruoff Mortgage.
Jodi and Bruce went above and beyond on my first home purchase made it easy for me
Reply from Jodi Vermillion, Ruoff Mortgage
August 27th, 2026 02:18 PM
Thank you so much! We’re so happy we could help make your first home purchase a smooth and easy experience. It was truly a pleasure working with you. Congratulations again on your new home, and welcome to the Vermillion Lending Team family!
Jodi was so accomdating through all of this. She really went the extra mile with her service. She took time to explain things and manage my expectations along the way. She was very easy to trust and I valued her role in me closing on my new...
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Reply from Jodi Vermillion, Ruoff Mortgage
August 24th, 2026 01:43 PM
Thank you so much for the kind words! It was truly a pleasure working with you and helping you through the process. I’m so glad you felt informed and supported along the way. Congratulations on your new home, and welcome to the Vermillion Lending...
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About
Trusted mortgage lender based in Hilliard, Ohio, with 26 years of experience helping families, first-time homebuyers, veterans, and homeowners throughout Central Ohio with home purchases and refinancing. I provide clear guidance, consistent communication, and personalized financing strategies based on each client’s goals. As your local Central Ohio Homes for Heroes® affiliate, I’m proud to support veterans, first responders, healthcare professionals, and educators. Based in Hilliard and serving Columbus, Dublin, Powell, Westerville, Worthington, and surrounding communities, I’m also licensed in 14 states. Whether you’re buying, refinancing, or simply have questions, I’m always happy to be a resource.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
First Time Homebuyers
VA Loans
FHA Loans
USDA Loans
Conventional Lending
Down Payment Assistance
Cash Out Refinance
(OHFA) Ohio Housing Finance Agency Assistance
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Education
- The Ohio State University

Memberships
- NMLS Member
- Scioto Boat Club
- Epic Ski and Snowboard Pass
Addresses and Serving Areas
Primary Serving Area
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 227336
- GA - 67058
- KY - MC816641
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Achievements
- Helped hundreds of families achieve homeownership across 10 licensed states
- Achieved Scotsman Guide Top Originator recognition
- Consistently close loans in under 15 days on average
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Hobbies
- Spending time with friends and family
- Circuit Training
- Wakeboarding
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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