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Jodi Vermillion, Ruoff Mortgage
VP Branch Manager | NMLS# 227336 | Ruoff Mortgage ...


The Ohio State University
Trusted mortgage lender based in Hilliard, Ohio, helping families, first-time homebuyers, and veterans with home purchases and refinancing. I provide clear guidance, consistent communication, and personalized strategies tailored to each cli... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Working with Jodi and her team for my refinance was truly a wonderful experience. This wasn’t the first time I’ve worked with her either—she also handled my original loan about 10 years ago—and she was just as incredible this time around as...
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Reply from Jodi Vermillion, Ruoff Mortgage
March 12th, 2026 04:08 PM
Thank you so much for your kind words! It truly means the world to me and my team that you trusted us again after 10 years. We loved working with you both times and are so glad we could make your refinance smooth and stress-free. Your trust...
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I highly recommend Jodi and her team when financing your home! We were first-time home buyers and from start to finish, Jodi made sure we understood the process and her team was very communicative about next steps and deadlines. During our...
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Reply from Jodi Vermillion, Ruoff Mortgage
December 17th, 2025 08:32 PM
Thank you so much for this kind review. Getting to be part of your first home purchase truly meant a lot to us. We loved walking you through each step and making sure everything felt clear and manageable along the way. Hearing that the process...
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We’re incredibly thankful to have had Jodi, Kirsten, and the entire team guiding us through the journey of buying our first home. From our very first meeting, everything was explained clearly, and their support never wavered.The entire process...
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Reply from Jodi Vermillion
September 12th, 2025 11:09 AM
It's wonderful to hear such positive feedback about your home buying journey, Jacqueline. Guiding you through purchasing your first home and ensuring the process remained clear and stress-free was my goal. I'm glad that Kirsten, the team, and...
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Bruce and Jodi have been excellent to work with! As a first time homebuyer, I am very appreciative that everything was explained to me in a way I could understand. They were always quick to respond and made this process very smooth.
Reply from Jodi Vermillion, Ruoff Mortgage
July 27th, 2026 03:14 PM
Adrienne!! thank you so much for your kind words! It was such a pleasure helping you buy your first home. We're so glad we could make the process easy to understand and be there for you every step of the way. Congratulations again, and welcome...
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I had the pleasure of securing a loan with the help of Jodi & Bruce. They have been so amazing throughout this entire process! All of my questions were answered quickly and the process was explained to me in a way I could understand as a first...
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Reply from Owner
July 24th, 2026 02:26 PM
Thank you so much, Adrienne! It was such a pleasure working with you. Bruce and I are so grateful you trusted us to help you through your first home purchase. Knowing you felt informed and supported every step of the way means so much to us....
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Loan Analysis
The communication from the account representative was very professional, and he was very knowledgeable
Reply from Jodi Vermillion, Ruoff Mortgage
July 21st, 2026 05:04 PM
Thank you so much for your kind words! We're so glad to hear you had a great experience working with Bruce. He takes pride in keeping clients informed throughout the process and making sure every question is answered along the way. We truly...
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Jodi and her team are top-notch professionals. We were well-informed from the application all the way to funding and closing on our investment property. This was the most painless process we’ve had yet. If you want a broker with your best interests...
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Reply from Owner
July 16th, 2026 03:29 PM
Thank you so much for your thoughtful review. It truly means a lot to our team. We're so glad we could make your investment property purchase a smooth and stress-free experience from application through closing. Helping our clients feel informed...
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Jodi and her team are top-notch professionals. They kept us well-informed from the application all the way to closing on our investment property, making it the most painless process we’ve had yet. Our closing costs were reasonable, and the...
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Reply from Jodi Vermillion, Ruoff Mortgage
July 13th, 2026 04:56 PM
Thank you so much for taking the time to share your experience! It was truly a pleasure helping you with your investment property, and we're so glad we could make the process smooth from start to finish. Hearing that you felt supported every...
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I'm a local insurance broker, and Jodi has been fantastic to partner with! Her team is fully dedicated to helping home-buyers throughout the entire loan process. The care and attention to detail from the Vermillion Lending Team is unmatched!...
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Reply from Owner
July 13th, 2026 04:55 PM
Thank you so much for your kind words! It truly means a lot coming from someone who also works closely with homeowners. We believe buying a home should feel exciting, not overwhelming, and we're grateful for the opportunity to help guide our...
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About
Trusted mortgage lender based in Hilliard, Ohio, helping families, first-time homebuyers, and veterans with home purchases and refinancing. I provide clear guidance, consistent communication, and personalized strategies tailored to each client’s goals. As a Homes for Heroes affiliate, I’m proud to support veterans, first responders, healthcare professionals, and educators. While I serve clients locally, I’m licensed in 14 states: Ohio, Indiana, Michigan, Alabama, Georgia, Illinois, Kentucky, Pennsylvania, Minnesota, North Carolina, South Carolina, Tennessee, Florida, and Virginia. My streamlined digital process allows clients to move forward efficiently and confidently.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
First Time Homebuyers
VA Loans
FHA Loans
USDA Loans
Conventional Lending
Down Payment Assistance
Cash Out Refinance
(OHFA) Ohio Housing Finance Agency Assistance
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Education
- The Ohio State University

Memberships
- NMLS Member
- Scioto Boat Club
- Epic Ski and Snowboard Pass
Addresses and Serving Areas
Primary Serving Area
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 227336
- GA - 67058
- KY - MC816641
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Achievements
- Helped hundreds of families achieve homeownership across 10 licensed states
- Achieved Scotsman Guide Top Originator recognition
- Consistently close loans in under 15 days on average
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Hobbies
- Spending time with friends and family
- Circuit Training
- Wakeboarding
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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