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Jodi Vermillion, Ruoff Mortgage
VP Branch Manager | NMLS# 227336 | Ruoff Mortgage ...


The Ohio State University
Trusted mortgage lender based in Hilliard, Ohio, helping families, first-time homebuyers, and veterans with home purchases and refinancing. I provide clear guidance, consistent communication, and personalized strategies tailored to each cli... Show More
Location & Business Hours
Business Hours
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24 hours
Wed
24 hours
Thu
24 hours
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Reviews from Web
I originally was approved through PNC, however their terms were unreasonable and they wouldn't work with me. Jodi answered the phone as a cold call and immediately matched my preapproval from PNC and took charge every step of the way. Her and...
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Reply from Jodi Vermillion, Ruoff Mortgage
August 6th, 2026 01:36 PM
Thank you so much for the awesome review! We're SO glad you decided to give us a call. It was a pleasure helping you through the process, and we're happy we could get you where you wanted to be. I'll definitely pass your kind words along to...
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I had the pleasure of securing a loan with the help of Jodi & Bruce. They have been so amazing throughout this entire process! All of my questions were answered quickly and the process was explained to me in a way I could understand as a first...
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Reply from Owner
July 24th, 2026 02:26 PM
Thank you so much, Adrienne! It was such a pleasure working with you. Bruce and I are so grateful you trusted us to help you through your first home purchase. Knowing you felt informed and supported every step of the way means so much to us....
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Working with Jodi and her team for my refinance was truly a wonderful experience. This wasn’t the first time I’ve worked with her either—she also handled my original loan about 10 years ago—and she was just as incredible this time around as...
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Reply from Jodi Vermillion, Ruoff Mortgage
March 12th, 2026 04:08 PM
Thank you so much for your kind words! It truly means the world to me and my team that you trusted us again after 10 years. We loved working with you both times and are so glad we could make your refinance smooth and stress-free. Your trust...
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Jodi was so accomdating through all of this. She really went the extra mile with her service. She took time to explain things and manage my expectations along the way. She was very easy to trust and I valued her role in me closing on my new...
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Jodi Vermillion, Ruoff Mortgage has received a review with 5 star rating from Stephen T
Reply from Owner
August 20th, 2026 09:31 AM
Thank you for the 5-star rating, Stephen! I appreciate your support and am glad to have been part of your experience with Ruoff Mortgage.
Everything was Excellent
Jodi and her team did a great job. Thank you.
Reply from Jodi Vermillion, Ruoff Mortgage
August 6th, 2026 03:13 PM
Thank you so much for your kind words! It was a pleasure helping you, and we're so glad we could make the process a great experience. Welcome to the Vermillion Lending Team family!
10/10. She makes a stressful process seem simple. Jodi and her team are the epitome of amazing.
Reply from Owner
August 6th, 2026 01:35 PM
Thank you so much! We're so happy we could make the process feel a little less stressful. It was a pleasure helping you, and we really appreciate you taking the time to leave us a review! Congratulations on your new home, and welcome to the...
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worked with VA for me
Reply from Jodi Vermillion, Ruoff Mortgage
August 4th, 2026 07:12 PM
Thank you for the 5 star review, Gerald and welcome to the Vermillion Lending Team family!!
Bruce and Jodi have been excellent to work with! As a first time homebuyer, I am very appreciative that everything was explained to me in a way I could understand. They were always quick to respond and made this process very smooth.
Reply from Jodi Vermillion, Ruoff Mortgage
August 4th, 2026 07:12 PM
Adrienne!! thank you so much for your kind words! It was such a pleasure helping you buy your first home. We're so glad we could make the process easy to understand and be there for you every step of the way. Congratulations again, and welcome...
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About
Trusted mortgage lender based in Hilliard, Ohio, helping families, first-time homebuyers, and veterans with home purchases and refinancing. I provide clear guidance, consistent communication, and personalized strategies tailored to each client’s goals. As a Homes for Heroes affiliate, I’m proud to support veterans, first responders, healthcare professionals, and educators. While I serve clients locally, I’m licensed in 14 states: Ohio, Indiana, Michigan, Alabama, Georgia, Illinois, Kentucky, Pennsylvania, Minnesota, North Carolina, South Carolina, Tennessee, Florida, and Virginia. My streamlined digital process allows clients to move forward efficiently and confidently.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
First Time Homebuyers
VA Loans
FHA Loans
USDA Loans
Conventional Lending
Down Payment Assistance
Cash Out Refinance
(OHFA) Ohio Housing Finance Agency Assistance
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Education
- The Ohio State University

Memberships
- NMLS Member
- Scioto Boat Club
- Epic Ski and Snowboard Pass
Addresses and Serving Areas
Primary Serving Area
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 227336
- GA - 67058
- KY - MC816641
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Achievements
- Helped hundreds of families achieve homeownership across 10 licensed states
- Achieved Scotsman Guide Top Originator recognition
- Consistently close loans in under 15 days on average
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Hobbies
- Spending time with friends and family
- Circuit Training
- Wakeboarding
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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