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Jodi Vermillion, Ruoff Mortgage
VP Branch Manager | NMLS# 227336 | Ruoff Mortgage ...
The Ohio State University
Trusted mortgage lender based in Hilliard, Ohio, with 26 years of experience helping families, first-time homebuyers, veterans, and homeowners throughout Central Ohio with home purchases and refinancing. I provide clear guidance, consistent... Show More
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24 hours
Wed
24 hours
Thu
24 hours
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Reviews from Web
Excellent and efficient team. Mortgage approval process was smooth , fast and easy. Happy to have worked with your team
Reply from Jodi Vermillion, Ruoff Mortgage
November 12th, 2025 07:04 PM
Thank you! I’m glad the mortgage process was smooth and efficient for you. It was a pleasure working with you and your kind words mean a lot!
NOTHING I CAN THINK OF
Reply from Jodi Vermillion, Ruoff Mortgage
November 12th, 2025 07:04 PM
Thanks for the great review, Tammy!
So attentive and friendly. Put my nerves as a first time home buyer at ease. Super pleasant experience!
Reply from Jodi Vermillion, Ruoff Mortgage
November 12th, 2025 07:05 PM
Thank you so much! I’m glad I could help ease your nerves as a first-time home buyer and make the experience pleasant. It means a lot to hear that!
This was the second time that I worked with Jodi and she is absolutely amazing. I will recommend her and her team to everyone that I know. She is quick, professional, extremely knowledgeable and easy to work with. Everything went according...
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Reply from Jodi Vermillion, Ruoff Mortgage
November 12th, 2025 07:05 PM
This was the second time that I worked with Jodi and she is absolutely amazing. I will recommend her and her team to everyone that I know. She is quick, professional, extremely knowledgeable and easy to work with. Everything went according...
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Jodi is a Rock Star
Reply from Jodi Vermillion, Ruoff Mortgage
November 12th, 2025 07:06 PM
Thank you so much! I’m thrilled to hear that and truly appreciate your kind words!
Everything
Reply from Jodi Vermillion, Ruoff Mortgage
November 12th, 2025 07:06 PM
Thank you for the great review, Anna! It truly means the world!
The process was so smooth. I like how we were kept up to date on everything. The use of LoanButler was fantastic!! It made it very easy to sign every document that needed our attention. I also liked how we were notified immediately of any changes...
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Reply from Jodi Vermillion, Ruoff Mortgage
November 12th, 2025 07:06 PM
Thank you so much! I’m thrilled to hear the process felt smooth and that tools like LoanButler made things easier for you. I’m glad we could keep you informed every step of the way and answer your questions clearly. It means a lot to hear about...
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No thank you
Reply from Jodi Vermillion, Ruoff Mortgage
November 12th, 2025 07:07 PM
Thank you for the nice review, Jaime!
There was an interest rate discussed at the onset of application that was not locked in at the earliest/appropriate time. The interest rate at the end of the process was much higher than initially expected and we were stuck with it. I wish...
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Reply from Jodi Vermillion, Ruoff Mortgage
November 12th, 2025 07:07 PM
Thank you for your feedback. I’m sorry for the confusion regarding the interest rate and locking options. I appreciate you sharing your experience, and I’ll make sure to communicate more clearly about rate locks in the future so clients and...
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The communication was stellar.
Reply from Jodi Vermillion, Ruoff Mortgage
November 12th, 2025 07:07 PM
Thank you! I’m so glad you felt communication was clear and helpful throughout the process.
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About
Trusted mortgage lender based in Hilliard, Ohio, with 26 years of experience helping families, first-time homebuyers, veterans, and homeowners throughout Central Ohio with home purchases and refinancing. I provide clear guidance, consistent communication, and personalized financing strategies based on each client’s goals. As your local Central Ohio Homes for Heroes® affiliate, I’m proud to support veterans, first responders, healthcare professionals, and educators. Based in Hilliard and serving Columbus, Dublin, Powell, Westerville, Worthington, and surrounding communities, I’m also licensed in 14 states. Whether you’re buying, refinancing, or simply have questions, I’m always happy to be a resource.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
First Time Homebuyers
VA Loans
FHA Loans
USDA Loans
Conventional Lending
Down Payment Assistance
Cash Out Refinance
(OHFA) Ohio Housing Finance Agency Assistance
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Education
- The Ohio State University
Memberships
- NMLS Member
- Scioto Boat Club
- Epic Ski and Snowboard Pass
Addresses and Serving Areas
Primary Serving Area
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 227336
- GA - 67058
- KY - MC816641
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Gallery
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+9
Achievements
- Helped hundreds of families achieve homeownership across 10 licensed states
- Achieved Scotsman Guide Top Originator recognition
- Consistently close loans in under 15 days on average
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Hobbies
- Spending time with friends and family
- Circuit Training
- Wakeboarding
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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