Joani Jacob
Mortgage Loan Originator | NMLS# 89277
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownershi... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Joani was a pleasure to work with on the refinancing.
Reply from Joani Jacob
August 29th, 2023 04:41 PM
Thank you, Terry! I'm grateful to get to work with you and David again! Please keep in touch!
Joani was amazing! This was my first time purchasing a home and Joani was very helpful in explaining each step in the process and helping us find the perfect loan for us! We love our new home and are so happy for the support of Joani and the...
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Reply from Joani Jacob
August 29th, 2023 04:42 PM
Hi, Kayla! Thank you for submitting such a great review - we appreciate it very much! I hope you and Adam thoroughly enjoy your new home - please stay in touch!
Joani and her staff was a pleasure to work with. We have gone to Joani several times for a mortgage or refinance. Every time she did a great job for us. Thank you Joani
Reply from Joani Jacob
August 29th, 2023 04:43 PM
Thank you, David! I very much appreciate your review AND your repeat business!
Had some special situations that were handled with grace, compassion and professionalism. Probably would not have closed without this tremendous support. This is the 15th home I have purchased during my life and by far the best loan/bank experience....
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Reply from Joani Jacob
August 29th, 2023 04:44 PM
Thank you so much, John!! I am very much honored to have been able to help you through this. And - I am Super grateful for your wonderful review! Thank you again!!
Communication was great every step of the way. They made sure I understood everything before proceeding.
Reply from Joani Jacob
August 29th, 2023 04:45 PM
Thanks, Brian!! We hope you are enjoying your new home!
Joani and her team made the home loan process a lot less stressful and provided guidance and support that we appreciated. The online portal made sending documents super easy.
Reply from Joani Jacob
April 8th, 2024 03:26 PM
Hi, Amanda - We were so happy to work with you and Josh - I hope all is well that that you are all cozy in your home! It's great to know that you found our online portal convenient for sending documents. Thank you for your kind words and the...
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Thank you!
Reply from Joani Jacob
April 8th, 2024 03:28 PM
I'm so glad to hear that you had a positive experience with us at Gulf Coast Bank and Trust, Trina! Your kind words and generous rating are truly appreciated. It was my pleasure to assist you and Richard. If you ever need anything in the future,...
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Joani was very pleasant and helpful through our whole experience. I will be using her again in the future.
Joani was very pleasant to work with.
The personal service was excellent. Would rate the whole experience with highest remarks.
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About
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownership. We combine the values of old fashioned community lending with a focus on individualized customer service that keeps our customers best interest at the forefront of everything we do. Simply put, we are The Bank That Cares About You!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional mortgages, FHA, VA and RD (USDA) Mortgages, JUMBO Mortgages. 1-time close construction/permanent mortgages, renovation mortgages, mortgages for investment properties, rate/term refinances, cash-out refinances
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Positions
- Gulf Coast Bank and Trust Home Loans - Mortgage LenderOct 29th, 2008 - Current
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 89277
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.