Joani Jacob
Mortgage Loan Originator | NMLS# 89277
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownershi... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Joani is super nice & knowledgable!
Reply from Joani Jacob
April 7th, 2025 09:18 PM
Thank you so much, Mary! I will be in touch soon for our next project!
Joani was very responsive and helpful! Loved working with her.
Reply from Joani Jacob
January 8th, 2025 09:15 PM
Thank you, Delaney! I was super happy to help you - please let me know if I could ever be of assistance in the future!
Joani is incredibly responsive and understanding. I will continue to recommend her to everyone!
Reply from Joani Jacob
January 8th, 2025 09:16 PM
Thank you, Stephen! Your repeat business is so very greatly appreciated! Please don't hesitate to reach out to me at any time in the future.
Joanie is the ultimate in professionalism and service.
Reply from Joani Jacob
September 30th, 2024 06:52 PM
Thank you for your kind words, Pat. I'm super grateful to have the honor to work with you and Cat again. Your repeat business is very much appreciated! I will be in touch with you soon! Thank you again!!
The ease of working with Joani.
Reply from Joani Jacob
September 30th, 2024 06:50 PM
Thank you, Cat! Working with you and Pat again was an honor! I'm grateful for your repeat business.
Joani answered all our questions and made sure to help us through the whole process.
Reply from Joani Jacob
September 30th, 2024 06:48 PM
Thank you so much, Becca - it was a pleasure working with you and Colby. I hope you both enjoy many years of happiness in your new home. Please call on me anytime!!
Joani was very nice and efficient. She and the others partnering on the loan and closing worked well together, and communicated all steps to me in a timely manner. I feel confident that they did their best to get me the best possible outcome....
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Reply from Joani Jacob
August 13th, 2024 05:24 PM
I'm so pleased to hear your positive feedback, Peggy. It was truly my pleasure to work with you on your mortgage. I'm glad our Team was able to help you! Your kind words mean a lot to me. Thank you!
Always available to answer questions.
Reply from Joani Jacob
August 13th, 2024 05:13 PM
Thank you so much for your kind words, Kevin! Your positive feedback is greatly appreciated, and I'm here to help anytime throughout the construction process. I'm looking forward to seeing the completed project!
Communication, Availability, and Honesty. Joani was a pleasure to work with. She personified those listed traits in her interactions with us. I could have hoped for a better loan officer.
Reply from Joani Jacob
August 13th, 2024 05:10 PM
I'm so grateful for your kind words, Bryce. It was truly a pleasure working with you and Sam. I'm delighted that I could assist you both in the purchase of your first home. Thank you for the fantastic 5-star review!
Joani. Joani was incredibly helpful through the whole process. She was very personable and friendly. As first time home buyer's, she helped us navigate the crazy world that is getting a home loan. She explained aspects of the process in such...
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Reply from Joani Jacob
August 13th, 2024 05:08 PM
Thank you very much for those kind words, Sam! Working with you and Bryce was wonderful - please do keep in touch!
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About
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownership. We combine the values of old fashioned community lending with a focus on individualized customer service that keeps our customers best interest at the forefront of everything we do. Simply put, we are The Bank That Cares About You!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional mortgages, FHA, VA and RD (USDA) Mortgages, JUMBO Mortgages. 1-time close construction/permanent mortgages, renovation mortgages, mortgages for investment properties, rate/term refinances, cash-out refinances
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Positions
- Gulf Coast Bank and Trust Home Loans - Mortgage LenderOct 29th, 2008 - Current
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 89277
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.