

Jo-Anne Lupo at CrossCountry Mortgage
Loan Originator | NMLS #265110

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in San Diego, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Jo-Anne is an absolute professional, always had her head in the game and kept me informed of progress. Great job Jo-Anne.
Reply from Jo-Anne Lupo
June 11th, 2026 05:12 PM
James, I appreciate your kind words and am glad to hear that you felt informed throughout the process. It was a pleasure working with you, and thank you for acknowledging my efforts.
Jo-Anne and Karla made this experience amazing glad she was able to help us secure our new home
Reply from Jo-Anne Lupo
June 8th, 2026 12:49 PM
Keesean, I'm glad to hear that you had a positive experience with Karla and me. It's wonderful to know we could assist you in securing your new home. Thank you for sharing your kind words.
Jo-Anne Lupo at CrossCountry Mortgage has received a review with 5 star rating from KeeSean D
Great communication. Her and her team were very professional, honest and trustworthy. We closed on schedule. I would highly recommend her. She's the best!! She did everything in an excellent and exceptional manner.
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Reply from Jo-Anne Lupo
May 18th, 2026 07:50 PM
Gerald, I appreciate your kind words about my communication and professionalism. I'm glad to hear that everything went smoothly and on schedule. Your recommendation means a lot to me, and I'm grateful for your trust.
Jo-Anne was very helpful. She followed up in a way that was not nagging or overwhelming, but helpful and kept us on track.
Reply from Jo-Anne Lupo
May 14th, 2026 08:36 PM
Cathleen, I'm happy to hear that you found my follow-up approach to be helpful and supportive. It's important to me to assist in a way that keeps things on track without being overwhelming. Thank you for your kind words.
Both Jo-Anne and Karla were great to work with. They were proactive in their communication and had a very friendly demeanor. I'm forever grateful for working through our loan process the Lupo Team.
Reply from Jo-Anne Lupo
May 11th, 2026 07:21 PM
Domingo, I'm pleased to hear that you found working with both Karla and me to be a positive experience. It's appreciated to know that our proactive communication and friendly approach made the loan process easier for you. Thank you for your...
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Jo-Anne Lupo at CrossCountry Mortgage has received a review with 5 star rating from Domingo R
JoAnne was very patient and watched intrest rates closely, and as a result we were able to lower our mortgage payment. Joanne and her real were outsanding all the way!
Reply from Jo-Anne Lupo
May 8th, 2026 05:51 PM
Arthur, I'm grateful for your kind words and glad to know I could help you lower your mortgage payment by carefully monitoring interest rates. It's appreciated to hear that you found the experience solid. If there's anything else you need,...
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I have never seen someone work as hard as Jo-Anne and her team. During the entire process of getting qualified for our home, day or night she was there — answering questions, running numbers, and making sure we understood every step. She was...
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Working with Jo-Anne was an absolutely wonderful experience from start to finish. Buying a home can feel overwhelming, but Jo-Anne made the entire process smooth, clear, and stress-free. She was incredibly knowledgeable, responsive, and always...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in San Diego, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #265110 | Branch NMLS #1962701
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 265110
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095