Jo-Anne Lupo at CrossCountry Mortgage
Loan Originator | NMLS #265110
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in San Diego, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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JoAnne was very patient and watched intrest rates closely, and as a result we were able to lower our mortgage payment. Joanne and her real were outsanding all the way!
Reply from Jo-Anne Lupo
May 8th, 2026 05:51 PM
Arthur, I'm grateful for your kind words and glad to know I could help you lower your mortgage payment by carefully monitoring interest rates. It's appreciated to hear that you found the experience solid. If there's anything else you need,...
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I have never seen someone work as hard as Jo-Anne and her team. During the entire process of getting qualified for our home, day or night she was there — answering questions, running numbers, and making sure we understood every step. She was...
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Working with Jo-Anne was an absolutely wonderful experience from start to finish. Buying a home can feel overwhelming, but Jo-Anne made the entire process smooth, clear, and stress-free. She was incredibly knowledgeable, responsive, and always...
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The team was both very efficient and effective, and had the refinance completed very quickly.
Reply from Jo-Anne Lupo
February 16th, 2026 06:21 PM
I'm glad to hear you found the process efficient and effective, Dean. Completing your refinance quickly while meeting your expectations is important to me. If there's anything further I can assist you with, please don't hesitate to reach out....
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Caring,knowledgable,friendly,and very professional & proactI've.
Reply from Jo-Anne Lupo
January 5th, 2026 04:28 PM
Thank you for your kind words, Judith. I'm pleased to know that you found your experience with me to be caring and professional. Should you have any questions or need further assistance in the future, I'm just a call away.
Jo-Anne and her team were perfec. really no issues . I feel it went to eas. They move fast so make aure you have all your docs . Thank you again for everything
Reply from Jo-Anne Lupo
January 5th, 2026 06:07 PM
Carl, I appreciate your feedback. I'm glad to hear everything went smoothly and that the process met your expectations. If there's anything else I can do for you or if any questions come up, feel free to contact me at any time.
Needing to do a forensic audit on a payed off property refinance is rediculous.
Reply from Jo-Anne Lupo
December 25th, 2025 06:14 PM
I understand your concerns regarding the forensic audit on the refinanced property, Dieter. If there's anything specific you'd like to discuss or if you have any questions, please feel free to reach out to me directly. I'm here to help clarify...
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Jo-Anne is an excellent loan officer. She is quick to assist agents with anything they need to help our clients win the deal. Her pre approval packet is top notch. I can highly recommend her to my clients.
Jo-Anne came to us highly recommended by a family member. She was consistent in her communication from our first interaction, always making sure to get back to us. We felt that her support was rooted in genuine care for us--financially and...
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The entire process was made easy by Jo-Anne's helpful and quick responses. Throughout the process, I never felt as if I wasn't given enough information or that my questions were not answered. Jo-Anne made the refinancing experience easy.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in San Diego, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #265110 | Branch NMLS #1962701
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 265110
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CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095