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Jo-Anne Lupo at CrossCountry Mortgage
Loan Originator | NMLS #265110

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in San Diego, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside...... Show More
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My spouse and I were looking to move closer to work but we didn't know what to do and were quite nervous about the process and what the numbers would look like. Jo-Anne and her team figuratively held our hands thru the process. We couldn't...
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My spouse and I were looking to move closer to work but we didn't know what to do and were quite nervous about the process and what the numbers would look like etc. Jo-Anne and her team figuratively held our hands thru the process and got us...
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Joanne was very knowledgeable in the loan proces, was very professional and worked very hard getting us to the finish line.
Reply from Jo-Anne Lupo
June 29th, 2026 03:35 PM
Wayne, I appreciate your kind words and am glad to hear that you found my knowledge and professionalism helpful throughout the loan process. It was great working with you to reach the finish line.
Jo-Anne is an absolute professional, always had her head in the game and kept me informed of progress. Great job Jo-Anne.
Reply from Jo-Anne Lupo
June 11th, 2026 05:12 PM
James, I appreciate your kind words and am glad to hear that you felt informed throughout the process. It was a pleasure working with you, and thank you for acknowledging my efforts.
Jo-Anne and Karla made this experience amazing glad she was able to help us secure our new home
Reply from Jo-Anne Lupo
June 8th, 2026 12:49 PM
Keesean, I'm glad to hear that you had a positive experience with Karla and me. It's wonderful to know we could assist you in securing your new home. Thank you for sharing your kind words.
Great communication. Her and her team were very professional, honest and trustworthy. We closed on schedule. I would highly recommend her. She's the best!! She did everything in an excellent and exceptional manner.
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Reply from Jo-Anne Lupo
May 18th, 2026 07:50 PM
Gerald, I appreciate your kind words about my communication and professionalism. I'm glad to hear that everything went smoothly and on schedule. Your recommendation means a lot to me, and I'm grateful for your trust.
Jo-Anne was very helpful. She followed up in a way that was not nagging or overwhelming, but helpful and kept us on track.
Reply from Jo-Anne Lupo
May 14th, 2026 08:36 PM
Cathleen, I'm happy to hear that you found my follow-up approach to be helpful and supportive. It's important to me to assist in a way that keeps things on track without being overwhelming. Thank you for your kind words.
Both Jo-Anne and Karla were great to work with. They were proactive in their communication and had a very friendly demeanor. I'm forever grateful for working through our loan process the Lupo Team.
Reply from Jo-Anne Lupo
May 11th, 2026 07:21 PM
Domingo, I'm pleased to hear that you found working with both Karla and me to be a positive experience. It's appreciated to know that our proactive communication and friendly approach made the loan process easier for you. Thank you for your...
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JoAnne was very patient and watched intrest rates closely, and as a result we were able to lower our mortgage payment. Joanne and her real were outsanding all the way!
Reply from Jo-Anne Lupo
May 8th, 2026 05:51 PM
Arthur, I'm grateful for your kind words and glad to know I could help you lower your mortgage payment by carefully monitoring interest rates. It's appreciated to hear that you found the experience solid. If there's anything else you need,...
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I have never seen someone work as hard as Jo-Anne and her team. During the entire process of getting qualified for our home, day or night she was there — answering questions, running numbers, and making sure we understood every step. She was...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in San Diego, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #265110 | Branch NMLS #1962701
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Search Rank ScoreLearn More →
639
/850
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 265110
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095