Jo-Anne Lupo at CrossCountry Mortgage
Loan Originator | NMLS #265110
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in San Diego, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Jo-Anne and Karla were very detailed and helpful during the process, they always answered calls, regardless of weekends or weekdays. They were always ready to answer any questions
Reply from Jo-Anne Lupo
November 9th, 2026 01:47 PM
Kabir, I'm thankful for your kind words about the support Karla and I provided during the process. It's important to me to be available and address questions promptly, whether on weekdays or weekends. I'm glad CrossCountry Mortgage, LLC could...
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Jo-Anne Lupo at CrossCountry Mortgage has received a review with 5 star rating from Kabir P
Reply from Jo-Anne Lupo at CrossCountry Mortga...
November 9th, 2026 02:20 PM
Kabir, I appreciate your excellent rating for my work at CrossCountry Mortgage, LLC. It's great to know your experience was a positive one.
I felt like her only client. She treated me like a family member and truly cared about closing the deal on the new house I was trying to buy. I am a little bummed its over and wont be interacting with her on the regular. Such a lovely woman....
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Joanne and her team handled everything very efficiently and quickly. Great job Thank you
Reply from Jo-Anne Lupo
September 7th, 2026 12:48 PM
Robin, I'm grateful for your positive feedback. I'm pleased to know that my team and I could handle everything efficiently for you. Thank you for your kind words.
My husband and I wanted to refinance our home to bring our monthly mortgage cost down. We knew the rates were shifting quickly and were worried we wouldn’t be able to get a better rate this year. This team kept an eye on the rates, locked us...
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My spouse and I were looking to move closer to work but we didn't know what to do and were quite nervous about the process and what the numbers would look like. Jo-Anne and her team figuratively held our hands thru the process. We couldn't...
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Reply from Jo-Anne Lupo
July 13th, 2026 12:47 PM
Alexander, I'm pleased to hear that my team and I could support you and your spouse through this process. It's wonderful to know that we helped make your dreams come true and eased your concerns. Thank you for your kind words!
My spouse and I were looking to move closer to work but we didn't know what to do and were quite nervous about the process and what the numbers would look like etc. Jo-Anne and her team figuratively held our hands thru the process and got us...
read more
My spouse and I were looking to move closer to work but we didn't know what to do and were quite nervous about the process and what the numbers would look like. Jo-Anne and her team figuratively held our hands thru the process and got us into...
read more
Joanne was very knowledgeable in the loan proces, was very professional and worked very hard getting us to the finish line.
Reply from Jo-Anne Lupo
June 29th, 2026 03:35 PM
Wayne, I appreciate your kind words and am glad to hear that you found my knowledge and professionalism helpful throughout the loan process. It was great working with you to reach the finish line.
Joanne was very knowledgeable in the loan process, very professional and got us to the finish line even when difficult issues needed to be resolved.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in San Diego, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #265110 | Branch NMLS #1962701
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 265110
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095