Jitin (Jay) Ghai

Name: Embrace Home Loans
Address: 425 Broadhollow Rd Suite 400, Melville, New York, 11747
Telephone: +1-917-923-2576
Rating: 4.99

Embrace Home Loans - Northeast Region

Embrace Home Loans - Melville, NY

4.99

(15)

Mortgage

Mortgage Loan Officer

Contact Info

(917) 923-2576

Melville, NY

https://www.embracehomeloans.com/location/new-york/melville/jay-ghai

Location & Business Hours

Business Hours

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24 hours(Open now)

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24 hours

Thu

24 hours

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4.99

(15)

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Jitin was very knowledgeable and experienced. He made the entire process smooth and ensured everything was completed in a timely manner. It was a great pleasure working with him.

Reply from Jitin (Jay) Ghai

July 23rd, 2026 07:35 PM

It was a pleasure working with you guys as well. Appreciate the kind review.

Each and every step Jay walked us explaining the process in detail from home search to closing the house. Very much appreciated all the help Jay provided us . He is very knowledgable and understands exactly what the client is looking for. Thank...

Reply from Jitin (Jay) Ghai

July 23rd, 2026 07:35 PM

It was a pleasure working with you guys. Appreciate the kind review.

Amazing experience! Super knowledgeable, helpful, and made the whole process smooth from start to finish. Got a great deal.

Reply from Jitin (Jay) Ghai

July 23rd, 2026 07:35 PM

I’m really pleased to know that you had an amazing experience, Amir! It was my goal to make the process smooth and to provide you with helpful information along the way. Securing a great deal is always rewarding, and I’m glad I could be a part...

Great communication and overall experience!

Reply from Jitin (Jay) Ghai

July 23rd, 2026 07:35 PM

I'm thrilled to hear that you had a great experience with the communication and overall process. It was a pleasure assisting you with your purchase at Embrace Home Loans. Thank you for your kind words, and we appreciate your feedback.

Jitin Ghai was really accessible and helpful through the whole process. He was able to reassure us when we hit a bump in the road and tell us what forms we still needed. He pushed us without being pushy. Overall, a great experience.

Reply from Jitin (Jay) Ghai

July 23rd, 2026 07:35 PM

Thank you Joachebeth and Justin. It was a pleasure working with you guys!

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About

Jay Ghai (NMLS #2546787) is a premier mortgage loan officer and local lending expert in Melville, New-York. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Jay provides comprehensive home financing solutions with Embrace Home Loans. Jitin âJayâ Ghai, one of our newest loan officers, brings a wealth of experience to Embrace from his diverse background in real estate and finance. Prior to joining our team, Jay held notable positions, including Real Estate Associate Broker/Salesperson at Property Professionals Realty and Real Estate Salesperson at RealtyConnectUSA. Contact Jay today to explore your home loan options and get pre-approved!

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Specialities

Residential Home Loans

FHA Loans

VA Loans

SONYMA Loans

Conventional Home Loans

Refinancing

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Positions

Embrace Home Loans - Loan Officer
Apr 1st, 2024 - Current
Property Professionals - Associate Broker
Feb 27th, 2020 - Current

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Memberships

NMLS
MLS
LIBOR

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Addresses and Serving Areas

Primary Serving Area

Other Serving Areas

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Year Started

2024

Time Zone

Eastern Standard Time (EST)

Licenses

NMLS # 2546787
Associate Broker # 10301222071

Awards

Top Agent On Zillo...

Achievements

Certified Public Accountant (CPA)
Chartered Accountant (CA)
Certified Information Systems Auditor (CISA)

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Hobbies

Tennis
Pickleball
Poems

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Disclaimer

Embrace Home Loans, LLC. is an Equal Housing Lender

Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us

Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.