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Jim Smith - Licensed Mortgage Professional | NMLS # 545225 in Atlanta, GA

Jim Smith

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Licensed Mortgage Professional | NMLS # 545225

Company Logo
Thank you for considering me to guide you through your home buying journey! I pride myself on providing the best customer service and exceeding your expectations of the mortgage process at every turn. From pre-approval through an on-time cl...... Show More
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Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Overall Ratings
4.98
(88)
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Reviews from Web
  • 4.83
    Encompass
    D
    David R G M
    Carrollton, GA
    Posted on June 9th, 2026 02:56 PM
    Jim is very responsive and makes sure that I understood the process. He is also forward thinking to make sure that any potential barriers or challenges can be prevented or minimized. He also is willing to make sure all my needs and questions...
    read more
  • 5.0
    google
    M
    Mitrls10
    Posted on June 8th, 2026 01:45 PM
    Jim Smith was very easy to work with, very attentive, very informative, and handled things flawlessly every step of the way.
  • 5.0
    Encompass
    T
    Timothy R L
    Savannah, GA
    Posted on June 8th, 2026 01:44 PM
    Jim was very involved the entire process, taking care of things at all times of the day/night, and very informative every step of the way.
  • 5.0
    Encompass
    A
    Abeni A
    Carrollton, GA
    Posted on June 6th, 2026 06:07 PM
    Jim ALWAYS goes the extra mile for home buyers. It is always a pleasure to work with him.
  • 5.0
    google
    T
    The H Y T O
    Posted on June 4th, 2026 12:54 PM
    Jim Smith has received a review with 5 star rating from The H Y T O
  • 5.0
    Encompass
    A
    Angela D
    Savannah, GA
    Posted on June 4th, 2026 12:54 PM
    Jim went above and beyond during the entire process in all areas of the Loan application and process to closing table.
  • 5.0
    google
    J
    Judy S
    Posted on June 1st, 2026 02:21 PM
    Jim Smith has received a review with 5 star rating from Judy S
  • 5.0
    Encompass
    J
    Judy S
    Villa Rica, GA
    Posted on June 1st, 2026 02:21 PM
    Jim was great at explaining stuff and got everything done super fast.
  • 5.0
    Encompass
    N
    Natalie P G
    Jasper, GA
    Posted on June 1st, 2026 02:05 PM
    Jim is very knowledgable and explained everything to us at a level we would understand as first time home buyers. Jim is also very reliable!
  • 4.83
    Encompass
    C
    Carl C
    Newnan, GA
    Posted on May 29th, 2026 02:05 PM
    Smooth process and well communicate
  • 10 of 88
    About
    Thank you for considering me to guide you through your home buying journey! I pride myself on providing the best customer service and exceeding your expectations of the mortgage process at every turn. From pre-approval through an on-time closing, I will be here to ensure confidence every step of the way. Helping people realize the dream of homeownership is my passion. My experience and knowledge of the industry allows me to tailor each loan to meet the specific needs of each individual. Everyone’s story is different, so no one loan will meet everyone’s needs. My job is to find that perfect fit. Buying a home can be one of the most important investments that we make. I am dedicated to making the process a positive and rewarding experience for you, and I welcome the opportunity to earn your business and your trust. Take the next step toward financing your home by clicking the “Apply Now” button now! You can also give me a call or send me an email to schedule some time to chat. I look forward to helping you finance your home.
    Products & Services
    Mortgage Loan Officer
    Specialities
    First Time Buyer Loans
    VA Loans
    FHA Loans
    USDA Loans
    Jumbo Loans
    Bank Statements, DSCR, no ratio, STR - Non-QM
    Conventional Loans
    HELOC
    View All
    297
    /850
    Search Rank Score
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    Addresses and Serving Areas

    Year Started

    2002

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #545225
    • GA
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. WebsiteLicensingNMLS Consumer Access. Toll Free (877) 305-5571.