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Jim Smith - Licensed Mortgage Professional | NMLS # 545225 in Atlanta, GA

Jim Smith

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Licensed Mortgage Professional | NMLS # 545225

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Thank you for considering me to guide you through your home buying journey! I pride myself on providing the best customer service and exceeding your expectations of the mortgage process at every turn. From pre-approval through an on-time cl... Show More
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Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
  • Encompass
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    George S
    Villa Rica, GA
    Posted on September 14th, 2026 10:36 PM
    Jim was very knowledgeable in the loan process. He paid great attention to detail. His communication was top tier. Jim was very professional and was the material expert in the aspect of lending in this transaction!
  • Encompass
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    Darryl L W
    Villa Rica, GA
    Posted on September 11th, 2026 02:32 PM
    Jim Smith and his Team.
  • Encompass
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    Nikki T
    Bowdon, GA
    Posted on September 5th, 2026 01:09 PM
    Jim was a pleasure to work with.
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    Valerie G
    Posted on September 3rd, 2026 06:23 PM
    Jim Smith has received a review with 5 star rating from Valerie G
  • Encompass
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    Valerie G
    Bowdon, GA
    Posted on September 3rd, 2026 06:23 PM
    Jim really cared about making sure we was pleased and he was always available whenever we needed him, best guy ever
  • Encompass
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    Terence G
    Bowdon, GA
    Posted on September 2nd, 2026 05:42 PM
    He work really hard to get us approved just a phone call away.
  • Encompass
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    Antonio M
    Bowdon, GA
    Posted on September 2nd, 2026 04:22 PM
    I’ve had the pleasure of working with Mr. Jim Smith as one of my preferred lenders, and I truly appreciate the level of communication and support he provides.As an on-site New Home Sales Agent, having a lender who stays connected is extremely...
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  • Encompass
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    Kyla A A
    Powder Springs, GA
    Posted on September 2nd, 2026 12:26 PM
    Jim took the time to walk us through the different options available to us and what each one would look like now and in the future. we were able to confidently pick the mortgage that would work best for us.
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    Nannette R
    Posted on August 29th, 2026 02:12 PM
    Jim Smith has received a review with 5 star rating from Nannette R
  • Encompass
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    Nannette W R
    Decatur, GA
    Posted on August 29th, 2026 02:12 PM
    Jim was there every step of the way. He was available just about anytime of the day or night. I appreciated his commitment to my loan. He went above and beyond.
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    About
    Thank you for considering me to guide you through your home buying journey! I pride myself on providing the best customer service and exceeding your expectations of the mortgage process at every turn. From pre-approval through an on-time closing, I will be here to ensure confidence every step of the way. Helping people realize the dream of homeownership is my passion. My experience and knowledge of the industry allows me to tailor each loan to meet the specific needs of each individual. Everyone’s story is different, so no one loan will meet everyone’s needs. My job is to find that perfect fit. Buying a home can be one of the most important investments that we make. I am dedicated to making the process a positive and rewarding experience for you, and I welcome the opportunity to earn your business and your trust. Take the next step toward financing your home by clicking the “Apply Now” button now! You can also give me a call or send me an email to schedule some time to chat. I look forward to helping you finance your home.
    Products & Services
    Mortgage Loan Officer
    Specialities
    First Time Buyer Loans
    VA Loans
    FHA Loans
    USDA Loans
    Jumbo Loans
    Bank Statements, DSCR, no ratio, STR - Non-QM
    Conventional Loans
    HELOC
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    Addresses and Serving Areas

    Year Started

    2002

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #545225
    • GA
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. WebsiteLicensingNMLS Consumer Access. Toll Free (877) 305-5571.