

Jim Fisher
Divisional Manager

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Reviews from Web
Jan and the staff at Amerifirst have helped walk me through every step. Im getting ready to close on my very first home 🏡 Thank you Jan🙏
Jim Fisher has received a review with 4 star rating from John A
Reply from Jim Fisher
March 5th, 2021 04:27 PM
Thank you, John! We appreciate your feedback.
Excellent service through everything step of the process. Outstanding in every way.
Reply from Jim Fisher
March 5th, 2021 04:29 PM
Thanks Jeff! It was our pleasure.
Jim Fisher has received a review with 5 star rating from Michael P
I was referred to Katie Henry by my a very good friend and realtor. She’s very friendly and absolutely pleasant to work with. She and her team went above and beyond to help me get my first home. She responded to every text, email and phone...
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Reply from Jim Fisher
March 2nd, 2021 05:06 PM
Thank you for the wonderful review! We're so happy we could make this an enjoyable process.
Jim Fisher has received a review with 5 star rating from Todd K
Highly professional but also so very nice, calming my new house jitters. Thank you.
Reply from Jim Fisher
February 8th, 2021 02:10 PM
Thank you for your choosing Amerifirst Home Mortgage! Is was our pleasure!
Jim Fisher has received a review with 5 star rating from Gina C
Jim Fisher has received a review with 1 star rating from George M
Jim Fisher has received a review with 5 star rating from Anthony M
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 341399
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.