Jim Fisher
Divisional Manager
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Had a wonderful experience, Tim was able to reassure me that all was well and on track, he helped me and my family get our house and we couldn't be happier!
Reply from Jim Fisher
August 24th, 2022 04:40 PM
Thank you so much for the feedback and 5-star review Matt!
Jim Fisher has received a review with 5 star rating from Brian M
Brian was an awesome lender/agent who gave 110% in every way... he made the process easy and rewarding. Wouldn't do it again without him!
Reply from Jim Fisher
August 8th, 2022 08:09 PM
We are so grateful for your kind words, John. Thank you for sharing your review with us and the community!
Brian made sure everything went very smooth and he saved us a ton of money on closing and on our interest rate! 5 out of 5 stars!
Reply from Jim Fisher
August 23rd, 2022 02:26 PM
Thank you! You are a 5-star client!!
Jim Fisher has received a review with 5 star rating from Jacob C
Janie was a pleasure to work. She continues to be an amazing loan officier and kind individual. Would definitely rate 💫💫💫💫💫
Reply from Jim Fisher
July 19th, 2022 06:16 PM
We are so grateful for your kind words, Hannah. Thank you for sharing your review with us and the community!
Brian did an excellent job and knows how to take care of veterans. He was quick to get things done and always kept me informed
Reply from Jim Fisher
July 27th, 2022 05:55 PM
We are so grateful for your kind words, Cassidy. Thank you for sharing your review with us and the community!
Keegan and the team at Amerifirst went above and beyond to make our closing happen. We ran into a difficult situation with the seller but it seemed like it was no big deal for them. We are happy with our experience and will be hauling them...
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Reply from Jim Fisher
August 24th, 2022 04:41 PM
Thanks for leaving us such a wonderful review Seth. We are thrilled that you loved your experience; our staff will be happy to read what you wrote. Thank you again for your kind words and we look forward to seeing you again.
Best decision I could have made was to choose Tim Sprague to help me finance my home. This is the experience you get when you use the best person for the job.
Reply from Jim Fisher
July 14th, 2022 01:25 PM
Thank you Donnie! You are a 5-star client!!
Jim Fisher has received a review with 5 star rating from Jennifer S
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 341399
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.