
Jim Elfelt
Senior Mortgage Banker

Tell me your situation and what you want to do, and then I will present all the options to you so you can make an intelligent decision.
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I really enjoyed working with Jim. He was knowledgeable, accessible, friendly, and always willing to answer all my questions. I can't say enough good things about Mr. Elfelt and my experience with him. In fact, I have already recommended him...
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Reply from Jim Elfelt
October 3rd, 2025 04:57 PM
Thank you for this review and your call this morning. You made my day. If anything comes up in the future, or you just wnat to tour the Apiary, please give me a call.
Thanks, Kyle
Very professional and efficient. Also super personable.
Reply from Jim Elfelt
August 14th, 2025 03:11 PM
Thank you for your kind comments Jessica. If anything comes up, please give me a call.
Jim and the team were excellent and very helpful with any and all questions!
Reply from Jim Elfelt
January 20th, 2026 04:37 PM
Thank you Megan, I hope you are enjoying your new home ! If anything comes up, please give me a call. Thanks, Jim
We really appreciate Jim's flexibility and professionalism. Above everything else, he was able to get us a great rate.
Reply from Jim Elfelt
August 14th, 2025 02:57 PM
Thank you Chris, call me if anything comes up.
Thanks jim enjoyed working with you!
Reply from Jim Elfelt
August 14th, 2025 02:57 PM
Thank you Joshua, call me if anything comes up.
Jim was helpful throughout the process keeping me informed of what steps were next
Reply from Jim Elfelt
June 9th, 2025 07:50 PM
Thank you Jason.
Call me if anything comes up.
Thanks, Jim
We have full confidence that Jim underst what was going on during a volatile time in terms of the economy, and we trusted his advice. His assistant Lori was always prompt with her responses and easy to work with.
Reply from Jim Elfelt
June 9th, 2025 07:52 PM
Thank you Tiffany. I will pass your comments along to Lori as well, she will be happy to see them.
Thanks, Jim
I very much appreciated that Jim had, at the time of the question, the answers, and when he had to check on something, he would have the answer within 10 minutes.
He is knowledgeable and personable and that shows through in his work.
Reply from Jim Elfelt
May 5th, 2025 02:42 PM
Thank you Jeff, lovely crew you had there with you at closing !
We were so thrilled with Jim's service and support that we have already referred him to others!
Reply from Jim Elfelt
January 20th, 2026 04:38 PM
Thank you Devan, if anything comes up please just give me a call.
Thanks, Jim
Jim and his entire team provided excellent customer service and answered all questions and concerns in a quick and timely manner ensuring a smooth home buying experience.
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About
Tell me your situation and what you want to do, and then I will present all the options to you so you can make an intelligent decision.
Products & Services
Mortgage Loan Officer
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 210757
- Licensed in MD & VA
Hobbies
- Bee Keeper
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.