Jim Elfelt
Senior Mortgage Banker
Tell me your situation and what you want to do, and then I will present all the options to you so you can make an intelligent decision.
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Wonderfully professional services that made the stressful home buying experience so much more manageable. I would highly recommend Jim Elfelt and Atlantic Bay Mortgage for your home buying experience.
Reply from Jim Elfelt
September 25th, 2026 06:05 PM
Thank you Franchesca, enjoy the beach!
You were easy to contact and made the loan process very smooth.
Reply from Jim Elfelt
September 25th, 2026 06:05 PM
Thanks Eric, I hope your family is enjoying your new home !
Jim Elfelt is an extremely knowledgeable professional, his team is the pinnacle of professionalism and customer service.
Reply from Jim Elfelt
September 25th, 2026 06:06 PM
Thanks Johnny, I'm sure you are enjoying having your own place!
Timely and effectively communications along the whole process, from start to finish.Both by written emails and by telephone calls.Detailed information and anaylsis provided with careful points for us to consider.Team who worked at Atlantic...
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Reply from Jim Elfelt
September 25th, 2026 06:08 PM
Thanks for these kind words Sylvio. I enjoyed reconnecting with you!
Jim was great we loved working with him again to buy our second house. he walked us though everything and was always available to talk whenever I had questions
Reply from Jim Elfelt
May 15th, 2026 01:35 PM
Thank you Nathan. I'm sorry I missed your Closing. I have some local honey headed your way.
Jim
Jim was very professional and knowledgeable. Highly recommend
Working with Jim was an outstanding experience from start to finish. He was knowledgeable, responsive, and took the time to clearly explain every step of the mortgage process. Jim was proactive in identifying options, quick to answer questions,...
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Reply from Jim Elfelt
February 4th, 2026 10:13 PM
Thank you Chase for these kind words. I thought today was move in day. I stopped by and left you guys a sweet treat in your mail box. I gave myself a yard tour and you definitely have room for Bees in your back yard !
Jim made everything easy from start to finish. He was responsive, respectful, and a pleasure to deal with, plus the fresh local honey closing gift was incredibly thoughtful. Would gladly work with him again.
Reply from Jim Elfelt
January 20th, 2026 04:34 PM
Thanks Justin,
If anything come up, just give me a call.
Thanks, Jim
You guys locked in a great rate and worked through the flood insurance issues during the government shutdown. I really appreciate it!
Reply from Jim Elfelt
January 20th, 2026 04:35 PM
Thanks Max, I hope you are enjoying your new home !
Jim
Working with Jim was a most pleasant and professional process. He has a wealth of knowledge and is generous with his time and patience in giving advice based on all that he knows. His warm and friendly personality makes him easy to talk to....
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Reply from Jim Elfelt
January 20th, 2026 04:36 PM
Thank you Jolene for these kind words. If anything comes up, please just give me a call.
Thanks, JIm
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About
Tell me your situation and what you want to do, and then I will present all the options to you so you can make an intelligent decision.
Products & Services
Mortgage Loan Officer
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 210757
- Licensed in MD & VA
Hobbies
- Bee Keeper
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.