Jhoana Rios Kerley - USA Mortgage's Cover Image
Jhoana Rios Kerley - USA Mortgage - Mortgage Loan Originator in Arnold, MO

Jhoana Rios Kerley - USA Mortgage

Claimed

Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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95%
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4%
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Reviews from Web
  • google
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    Jake W
    Posted on October 31st, 2018 12:00 AM
    Steve and Emilie Flowers were amazing and provided a transparent, problem free experience. I would recommend them to all of my friends and family based on my experience. You wont regret using them if you are in need of a mortgage lender!
    Reply from Owner
    September 12th, 2019 12:00 AM
    Thanks Jake. Have a happy Halloween.
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    Dylan M
    Troy, MO
    Posted on October 2nd, 2018 11:37 AM
    Joana was a life saver, she went out of her way to make sure everything went smooth, and made sure we had everything taken care of! She helped my family buy or first home, and I will be forever grateful!
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    George C
    SAINT CHARLES, MO
    Posted on September 18th, 2018 05:38 PM
    Very friendly to talk too and very open to questions being asked and answered.
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    Andrew S
    Posted on September 18th, 2018 12:00 AM
    excellent company. Ronda Pearson made the loan process easy and as smooth as possible. I was never left wondering the status of my loan because she would always keep me updated. Would highly recommed.
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    Cara P
    Posted on September 17th, 2018 12:00 AM
    Great team! Emile Flowers was our go to on every question. She answered quickly no matter the day or the time. We highly recommend.
  • google
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    Sr D
    Posted on September 14th, 2018 12:00 AM
    Emilie and Steve are some of the most down-to-earth genuine people. Gave great advice! acted quickly! I felt safe and taken care of the entire time while making life changing decisions. I was informed every step of the way. Things were done...
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    Kelvin G
    Florissant, MO
    Posted on August 31st, 2018 12:50 PM
    Awesome friendly service
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    Enthusiastic T
    Posted on August 31st, 2018 12:00 AM
    Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Enthusiastic T
  • Encompass
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    David F
    Saint Louis, MO
    Posted on August 26th, 2018 11:45 AM
    Baseball tickets was awesome we needed 150000 and jhoana made it happen
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    Derrick A
    St. Louis, MO
    Posted on August 23rd, 2018 03:57 PM
    Jhoana was so impressive - her communication with me, her calming reassurances, her deftness in navigating a complicated process - and I couldn't have asked for a better person to work with. I highly recommend her if you are in the market for...
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
    USDA Home Loans
    View All
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    Positions
    • USA Mortgage - Senior Mortgage Loan Officer
      Jan 1st, 2018 - Current

    Year Started

    2014

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 240547
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.