Jhoana Rios Kerley - USA Mortgage's Cover Image
Jhoana Rios Kerley - USA Mortgage - Mortgage Loan Originator in Arnold, MO

Jhoana Rios Kerley - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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95%
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Reviews from Web
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    Jess
    Posted on October 7th, 2019 12:00 AM
    Tina made the entire process super easy. Not only was she helpful, super knowledgeable, & friendly, but she was there with me every step of the way. She answered all of my questions right away, including times I asked her on weekends and late...
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    Reply from Owner
    September 12th, 2020 12:00 AM
    Thanks Jessica!
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    Jaclyn K
    OFallon, MO
    Posted on October 5th, 2019 12:22 PM
    You’ll never feel lost or confused!
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    Kayla W
    Posted on October 2nd, 2019 12:00 AM
    We just recently closed on our home and this is the second time we’ve worked with Tina Ripple. Just like the first time, she made herself available at any time and was always there to answer questions. She made the process so easy for us. She...
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    Michael J
    Saint Charles, MO
    Posted on October 1st, 2019 02:02 PM
    Jhoana is a rockstar and was professional and dedicated throughout the entire process to make this as easy as possible for our family. Great service
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    Jessica N
    Saint Charles, MO
    Posted on October 1st, 2019 01:08 PM
    Jhoana gave us excellent service and made sure to explain all of the details along the way.
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    Lester H
    Saint Louis, MO
    Posted on September 24th, 2019 10:26 AM
    Jhoana was always there to help me solve my doubts.
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    Jerry J
    Wentzville, MO
    Posted on September 16th, 2019 06:52 AM
    I was a good experience
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    Mary M
    Posted on September 8th, 2019 12:00 AM
    Shawn was very quick to respond, even when he was out of the country at a wedding. It was a challenging transaction and he held the buyers hand every step of the way while the buyer was going through a difficult period. It was very appreciated...
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    Michael M
    Posted on September 7th, 2019 12:00 AM
    Michelle was absolutely wonderful! She was extremely helpful in every aspect of the financial side of the home buying process! Very easy to get a hold of and even took the time late in the evening to explain everything to my wife and I. Would...
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    Julia M
    Saint Peters, MO
    Posted on August 3rd, 2019 03:00 PM
    Jhoana has great communication skills and whenever I had a question she was quick to respond which I appreciate a lot! She helped me when I bought my house a couple years ago and now just recently she assisted again with my ReFi. I will go...
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
    USDA Home Loans
    View All
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    Positions
    • USA Mortgage - Senior Mortgage Loan Officer
      Jan 1st, 2018 - Current

    Year Started

    2014

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 240547
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.