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Jhoana Rios Kerley - USA Mortgage - Mortgage Loan Originator in Arnold, MO

Jhoana Rios Kerley - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Overall Ratings
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5 Star
95%
4 Star
4%
3 Star
1%
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Reviews from Web
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    Stephen B
    Posted on January 29th, 2020 12:00 AM
    Great experience on closing our loan for our 1st rental property.
    Reply from Owner
    September 12th, 2020 12:00 AM
    Congrats Stephen! Thanks for choosing USA Mortgage.
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    Monica N
    Saint Louis, MO
    Posted on January 20th, 2020 01:25 PM
    Jhoana did an awesome job! Thanks to her diligence we were able to close on my loan in less than 30 days.
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    Donald S
    Saint Charles, MO
    Posted on January 16th, 2020 07:07 PM
    Always there to help when i needed her. Quick to respond to questions. Just gave me a sense of ease during the stressful time of buying a house.
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    Timothy S
    Temecula, CA
    Posted on January 10th, 2020 04:55 PM
    Great response time. Tended to the details involved.
  • Encompass
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    Robert M
    O Fallon, MO
    Posted on January 3rd, 2020 11:42 AM
    Very Professional. Pleasure to work with.
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    Ashley W
    Posted on January 2nd, 2020 12:00 AM
    Working with USA mortgage was great. Ralph made sure to explain everything to me thoroughly so I understood all the details of what was happening. A great company to work with!
    Reply from Owner
    September 12th, 2020 12:00 AM
    Great to hear Ashley. Happy New Year!
  • Encompass
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    Adam C
    Saint Charles, MO
    Posted on December 25th, 2019 01:38 PM
    Jhoana worked to get me the best deal possible and was very friendly and professional.
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    Erika B
    Posted on December 23rd, 2019 12:00 AM
    Ralph was fantastic! He had to go above and beyond to even set up our loan because we were purchasing from a relocation company. He did what others said they couldn’t or wouldn’t do. Ralph was on top of everything and kept us in the loop every...
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    Reply from Owner
    September 12th, 2020 12:00 AM
    Appreciate the review Erika! Thanks for choosing Ralph and USA Mortgage.
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    Joann K
    Silex, MO
    Posted on December 14th, 2019 03:38 PM
    Jhoana is very pleasant to work with. She is always available to take my call and answer any questions i have. I trust that Johoana will look out for my best interest and that is rare to find. Thank you Jhoana
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    Joann P
    Posted on December 14th, 2019 12:00 AM
    Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Joann P
    Reply from Owner
    September 12th, 2020 12:00 AM
    Thank you for your five-star rating.
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
    USDA Home Loans
    View All
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    Positions
    • USA Mortgage - Senior Mortgage Loan Officer
      Jan 1st, 2018 - Current

    Year Started

    2014

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 240547
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.