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Jhoana Rios Kerley - USA Mortgage - Mortgage Loan Originator in Arnold, MO

Jhoana Rios Kerley - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reviews from Web
  • Encompass
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    Margaret H
    Arnold, MO
    Posted on May 5th, 2021 02:15 PM
    Jhoana was able to make a 20-day close happen on our new house. She was very straightforward about communicating what we needed to do to make that happen and was very eager to answer any questions we had along the way. We really enjoyed working...
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  • google
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    Zach W
    Posted on May 5th, 2021 12:00 AM
    Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Zach W
  • Encompass
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    Lisa S
    Saint Louis, MO
    Posted on April 30th, 2021 10:24 PM
    Very smooth transaction! Jhoana was very attentive and responded promptly to any questions!
  • Encompass
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    Casey C
    Saint Louis, MO
    Posted on April 30th, 2021 02:17 PM
    Jhoana was there for our questions day and evening. She was extremely responsive and had a great team working with her. The entire experience was professional and pleasant. I own my own business so I had a lot of documentation to put together...
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  • Encompass
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    Jonathan W
    Saint Louis, MO
    Posted on April 30th, 2021 11:36 AM
    Absolutely amazing! A lot of people that work in sales have horror stories about how hard it was to get through the loan process. With Jhoana and Alycia it was it was super quick and easy. Jhoana even offered to watch our puppy while we moved...
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    Stacy S
    Posted on April 26th, 2021 06:27 PM
    She was there every step of the way, made this super easy. we have had other transactions in the past that were not near as easy. thank you so much looking forward to referring you to friends and family.
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    Tyler H
    Saint Louis, MO
    Posted on April 24th, 2021 01:11 PM
    Not only did Jhoana make us able to live in our first dream home, but she also impacted our lives. She made us feel like her family, she made us feel like we’re not in this whole process alone. She was an idol, a role model, and all of the...
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  • Encompass
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    Ivory L
    Florissant, MO
    Posted on April 23rd, 2021 03:03 PM
    The dedication and hard work that you put in to achieve the goal of getting the job done with diligence.
  • Encompass
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    Dana M
    SAINT PETERS, MO
    Posted on April 17th, 2021 10:59 AM
    Jhoana really goes to bat for her clients. She truly understands the loan programs. Based on clients entire profile she matches the client in the loan that are best the best fit for the client. She's detailed and hits the bullseye every time....
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  • Encompass
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    Nathan R
    ARNOLD, MO
    Posted on April 5th, 2021 02:55 PM
    This is our second round with Jhoana and her team. They always manage to exceed our expectations with the end results of our mortgage. The refi process we just completed will shave at least a decade off of our mortgage payoff. You guys are...
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
    USDA Home Loans
    View All
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    Positions
    • USA Mortgage - Senior Mortgage Loan Officer
      Jan 1st, 2018 - Current

    Year Started

    2014

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 240547
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.