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Jhoana Rios Kerley - USA Mortgage - Mortgage Loan Originator in Arnold, MO

Jhoana Rios Kerley - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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5 Star
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Reviews from Web
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    Jake R
    Posted on August 4th, 2023 12:00 AM
    Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Jake R
    Reply from Owner
    September 12th, 2023 12:00 AM
    We love seeing your 5-star review, Jake. Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. Hope to see you again!
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    Ashley N N
    Foley, MO
    Posted on August 3rd, 2023 01:34 PM
    They answered all of my questions and broke it down for me to understand.
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    Robert C
    Posted on July 12th, 2023 05:23 PM
    Johana, As always, her team does an awesome job. I can always rely that Johanna and her team to pull out all the stops, to get the loan over the finish line!
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    Michael S B
    Winfield, MO
    Posted on July 6th, 2023 02:52 PM
    I know this is the perils of purchasing a house, a lot of government paperwork and tears. But the communication was not quite there, everytime I would complete paperwork or something on that app that is pushed it would disappear to some other...
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    Casey L
    Posted on July 6th, 2023 12:00 AM
    Ralph was amazing to work with! He kept us informed every step of the way and checked in often to see if we had any questions or concerns. 10/10 would recommend him to anyone!
    Reply from Owner
    September 12th, 2023 12:00 AM
    Reading that you had a 5-star experience at USA Mortgage is what we strive for, Casey. We’re driven with a passion for always improving the mortgage process by finding the right types of loans, with rates that work for you. We really appreciate...
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    Matthew G
    High Ridge, MO
    Posted on July 3rd, 2023 04:23 PM
    Was an easy process and USA mortgage was great at communicating the process and answering my questions.
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    Melissa J
    Maryland Heights, MO
    Posted on July 2nd, 2023 04:08 PM
    It seemed like a long process but the team was able to keep things moving forward - we had a positive outcome! Everyone was friendly and helpful along the way. They were able to answer all of my questions. The team helped me sell my home and...
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    Edward M
    Saint Louis, MO
    Posted on June 30th, 2023 03:33 PM
    between the whole team i just had to read and sign ! makes for a very smooth and easy process
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    Sheila D
    Posted on June 27th, 2023 12:00 AM
    Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Sheila D
    Reply from Owner
    September 12th, 2023 12:00 AM
    Reading that you had a 5-star experience at USA Mortgage is what we strive for, Sheila. We’re driven with a passion for always improving the mortgage process by finding the right types of loans, with rates that work for you. We really appreciate...
    read more
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    Roxanne S
    Posted on June 21st, 2023 12:00 AM
    Hope was very kind and helpful and her videos were a huge help in understanding the process! I would definitely recommend her to others!
    Reply from Owner
    September 12th, 2023 12:00 AM
    Thank you so much for your kind words, Roxanne. You’re absolutely right: Hope is an exceptional Mortgage Loan Originator and she really cares about her clients! The entire team here at USA Mortgage is delighted to hear your feedback, and we’re...
    read more
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
    USDA Home Loans
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    Positions
    • USA Mortgage - Senior Mortgage Loan Officer
      Jan 1st, 2018 - Current

    Year Started

    2014

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 240547
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.