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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278

With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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Jeff and his team are great communicators. From day one I always felt like my application was progressing quickly. They were also very transparent about terms and timing. Highly recommend.
Reply from Owner
March 2nd, 2021 12:00 AM
Thanks for the great comments Dave! We loved working with you too! ;)
My loan originator kept me informed, was very personable. I was informed if I needed to sign any papers. If there were any delays, I was notified. The emails I received were clear and listed each step I needed to do, items I needed to provide...
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Jeff and his team were great to work with.
Great overall experience. The whole team communicated quickly and explained things in a way I could understand.
Our loan was processed efficiently and seamlessly. It’s always a joy and ease to work with Jeff and his team behind him.
Jeff helped us with our mortgage, patiently standing by us as he helped us improve our credit rating. Then, most recently, he helped us with a refinance. Laura also helped us, step-by-step to make this all happen! I was truly impressed by their...
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Very quick and easy! Loved the communication and commitment of the whole team to help my wife and I close on our first home
Everyone is very kind and helped us through the process very nicely! For us being first time buyers we had a ton of questions and we where able to call whenever and got the answers we needed!
Everyone said it would be the most frustrating thing ever buying a house. Jeff and the team made it the easiest thing I have ever done In life.
The process got off to a slow start, but once the ball got rolling it rolled pretty fast! Laura Padgett was great to work with and she helped talk me down and helped me from getting too overwhelmed. And Jeff, as always, is a great cheerleader...
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.