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Jeff Miltenberger at NFM Lending - Branch Manager | NMLS# 108278 in Lynnwood, WA
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Jeff Miltenberger at NFM Lending

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Branch Manager | NMLS# 108278

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With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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Reviews from Web
  • Zillow
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    Dave W
    Lake Stevens, WA
    Posted on February 28th, 2021 12:00 AM
    Jeff and his team are great communicators. From day one I always felt like my application was progressing quickly. They were also very transparent about terms and timing. Highly recommend.
    Reply from Owner
    March 2nd, 2021 12:00 AM
    Thanks for the great comments Dave! We loved working with you too! ;)
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    Leila R
    Spanaway, WA
    Posted on February 26th, 2021 01:20 AM
    My loan originator kept me informed, was very personable. I was informed if I needed to sign any papers. If there were any delays, I was notified. The emails I received were clear and listed each step I needed to do, items I needed to provide...
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    Jacob D
    Mead, WA
    Posted on February 24th, 2021 04:55 PM
    Jeff and his team were great to work with.
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    David W
    Lake Stevens, WA
    Posted on February 23rd, 2021 02:44 PM
    Great overall experience. The whole team communicated quickly and explained things in a way I could understand.
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    Paul M
    Graham, WA
    Posted on February 23rd, 2021 08:08 AM
    Our loan was processed efficiently and seamlessly. It’s always a joy and ease to work with Jeff and his team behind him.
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    Kathleen S
    Marysville, WA
    Posted on February 22nd, 2021 10:06 PM
    Jeff helped us with our mortgage, patiently standing by us as he helped us improve our credit rating. Then, most recently, he helped us with a refinance. Laura also helped us, step-by-step to make this all happen! I was truly impressed by their...
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    Tucker S
    Concrete, WA
    Posted on February 19th, 2021 05:29 PM
    Very quick and easy! Loved the communication and commitment of the whole team to help my wife and I close on our first home
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    Taylor A
    Concrete, WA
    Posted on February 19th, 2021 04:25 PM
    Everyone is very kind and helped us through the process very nicely! For us being first time buyers we had a ton of questions and we where able to call whenever and got the answers we needed!
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    Amber H
    Marysville, WA
    Posted on February 19th, 2021 03:24 AM
    Everyone said it would be the most frustrating thing ever buying a house. Jeff and the team made it the easiest thing I have ever done In life.
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    Katherine L
    Lynnwood, WA
    Posted on February 18th, 2021 12:43 AM
    The process got off to a slow start, but once the ball got rolling it rolled pretty fast! Laura Padgett was great to work with and she helped talk me down and helped me from getting too overwhelmed. And Jeff, as always, is a great cheerleader...
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    About
    With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind. I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Specialities
    VA Loans
    FHA Loans
    Cash Out Refinances
    Down Payment Assistance Programs
    Unique Income
    Credit Repair Assistance
    Long Term Home Ownership Planning
    RSU Income
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    Addresses and Serving Areas

    Year Started

    1994

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 108278
    Awards
    CEO Club - NFM Len...
    Scotsman Guide Top...
    Achievements
    • #1 Dad
    • Scotsman Guide Top Producer
    • Top Lender at NFM Lending
    • View All
    Hobbies
    • Boating
    • Visiting Daughters at College
    • Team Dinners
    • View All
    Disclaimer

    NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.