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Jeff Miltenberger at NFM Lending - Branch Manager | NMLS# 108278 in Lynnwood, WA
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Jeff Miltenberger at NFM Lending

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Branch Manager | NMLS# 108278

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With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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Reviews from Web
  • Encompass
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    Jay S
    Lake Stevens, WA
    Posted on April 12th, 2021 06:13 PM
    As a new home owner I started with limited knowledge. By the time we closed I felt like I had a good knowledge base about my loan and the process. I applicate all the hard work by Jeff, Randi, and the rest of the team. I couldn't ask for a...
    read more
  • Encompass
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    Anatolie R
    Covington, WA
    Posted on April 10th, 2021 01:10 PM
    I am satisfied will NFM they’re working fast, they are asking clear what documents to provide and no additional information will ask. This team is working fast enough to complete the job.
  • Encompass
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    Teresa Y
    Seattle, WA
    Posted on April 1st, 2021 05:56 PM
    The loan process can be daunting, if not a little stressful. This team approach works wonderfully with top notch communication and excellent care for each client. I really appreciate the personal service of these professionals at NFM Lending....
    read more
  • google
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    Jay L
    Posted on March 31st, 2021 07:28 PM
    Jeff and his team are the best! They made it super easy for me to go through the home buying process as a first time homeowner. Even the selling agent complimented them on great and amazing communication to get this deal done!
    Reply from Owner
    July 23rd, 2022 03:54 PM
    Hey Jay, thanks for the awesome review. Always love working with you!
  • Encompass
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    Vu U
    Maple Valley, WA
    Posted on March 29th, 2021 09:01 PM
    Awesome team
  • Encompass
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    Carroll E
    Cleburne, TX
    Posted on March 27th, 2021 04:16 PM
    Everything was great
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    Jay J
    Lynnwood, WA
    Posted on March 25th, 2021 03:30 PM
    Super smart and patient folks! They walked me through all the steps, documentation and what to expect and took care of all my of concerns. Jeff and his team are an absolute joy to work with!
  • Encompass
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    Sam Y
    Renton, WA
    Posted on March 23rd, 2021 04:16 PM
    Was great working with the team! Closed on time aspromised!
  • Encompass
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    Kyle R
    Stanwood, WA
    Posted on March 23rd, 2021 03:51 PM
    Everything went really smooth. I was on a boat for the whole thing without service some of the time and everything was taken care of.
  • Encompass
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    Sarah M
    Everett, WA
    Posted on March 23rd, 2021 03:42 PM
    Overall good experience. Could have used more help deciding when to lock my rate. We ended up getting a higher rate that we were quoted. Closing went quickly and smoothly once we locked. Also did not like their appraiser, he made several mistakes...
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    About
    With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind. I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Specialities
    VA Loans
    FHA Loans
    Cash Out Refinances
    Down Payment Assistance Programs
    Unique Income
    Credit Repair Assistance
    Long Term Home Ownership Planning
    RSU Income
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    Addresses and Serving Areas

    Year Started

    1994

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 108278
    Awards
    CEO Club - NFM Len...
    Scotsman Guide Top...
    Achievements
    • #1 Dad
    • Scotsman Guide Top Producer
    • Top Lender at NFM Lending
    • View All
    Hobbies
    • Boating
    • Visiting Daughters at College
    • Team Dinners
    • View All
    Disclaimer

    NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.