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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278

With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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As a new home owner I started with limited knowledge. By the time we closed I felt like I had a good knowledge base about my loan and the process. I applicate all the hard work by Jeff, Randi, and the rest of the team. I couldn't ask for a...
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I am satisfied will NFM they’re working fast, they are asking clear what documents to provide and no additional information will ask. This team is working fast enough to complete the job.
The loan process can be daunting, if not a little stressful. This team approach works wonderfully with top notch communication and excellent care for each client. I really appreciate the personal service of these professionals at NFM Lending....
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Jeff and his team are the best! They made it super easy for me to go through the home buying process as a first time homeowner. Even the selling agent complimented them on great and amazing communication to get this deal done!
Reply from Owner
July 23rd, 2022 03:54 PM
Hey Jay, thanks for the awesome review. Always love working with you!
Awesome team
Everything was great
Super smart and patient folks! They walked me through all the steps, documentation and what to expect and took care of all my of concerns. Jeff and his team are an absolute joy to work with!
Was great working with the team! Closed on time aspromised!
Everything went really smooth. I was on a boat for the whole thing without service some of the time and everything was taken care of.
Overall good experience. Could have used more help deciding when to lock my rate. We ended up getting a higher rate that we were quoted. Closing went quickly and smoothly once we locked. Also did not like their appraiser, he made several mistakes...
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.