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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278

With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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Reviews from Web
An amazing team of professionals
Great information and an easy process for a first time home buyer!
Jeff and his team were awesome.
Working with NFM lender was very pleasant. I believe all the agents worked hard, especially, I give a lot of credit to Chase. He was available when I had a lot questions either by emails, text or calls Even stopping by business to pickup documents...
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From start to finish Jeff has kept us in the loop of what was going on and get us the financing to purchase our first home
Jeff and his team are the best!! Very professional, very informative, and always looking out for you. I highly recommend Jeff to anyone looking for for a loan
Great group of people to work with. I liked getting an update from NFM every Friday. Thanks to Jeff and his group for all the hard work they did to get me a great loan.
This was a difficult loan process and Joanne on Jeff’s team gave us frequent updates and was very encouraging. She gave us the facts even when it wasn’t the best news. Thank you for all your support.
Used this team about 5x now. Eric and Joanne are awesome and will definitely work with them in the future.
First time buyers, NFM explained everything clearly and walked us through the entire process
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.