Top 5%
Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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Reviews from Web
The whole team was great. We worked mostly with Joanne.
Being self employed, I had many hurdles to overcome. NFM'S team handled it with me every step of the way and were encouraging as well. Thanks for having faith in me and bringing my family our forever home. We love you guys!!!
Jeff and his team worked effortlessly to finance and secure our home purchase. Joanne Daniels kept communication with us at least twice a week and pulled out all the stops for us. Thanks for everything!
From start to finish it was a great low stress experience. I’ve heard many horror stories about buying a home but Your whole team made the home buying process easy and smooth.
Laura was great! She was there whenever I had a question, and more often than not had the answer right away. She was proactive in reaching out whenever something changed, and courteous whenever I had a change. Overall, 10 out of 10!
Smooth and fast.
The team was very informative and had excellent communication through my first home buying experience. Laura (my loan agent) was friendly and informative I would recommend to anyone interested in purchasing a home
I had the most communication, positive interactions and support! I am so grateful for you and your team
Very communicative, straightforward, and kind! Al paper work was organized and daily checkups for unsigned documents where carried out.
It was amazing.
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
