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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278

With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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In these days everyone wants to nickle and dime you and for the average Joe like me finding the right lender could be a challenge. My experience with NFM Lending was smooth, straight up, did what they promised and all the team members involved...
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Jeff and Johnny are the best! They made it seem so easy. I can't express how much they helped me. I would definitely refer NFM lending to a friend looking to refinance.
You folks did a great job. Laura was super helpful is guiding me through the loan process and she was great at keeping me updated
-Love the availability and responsiveness of Jeff and his expertise and guidance-Joanne’s weekly updates to reassure us we are on track was a nice addition in the process since our last close-flexibility amongst the team to accommodate last...
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Excellent Service! Highly Recommended! The most important aspect in home investing is the ability to "close" the deal, not all lending companies are equal. Jeff Miltenberger and his team will get the job done right the 1st time because you...
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Everybody on the team did an amazing job and made everything go quickly and smooth! We appreciate you so much!
Loan officers were overwhelmed with work. While they tried to provide good service, you're understaffed. There were delays in communication and emails received at 9 and 10pm. While I appreciate the officers trying to get back to me, responses...
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Everyone was fast and knowledgeable, helped every step of the way
Everyone at NFM was absolutely amazing to work with. Laura made sure we had our pre-approval letter with a quick turnaround and she stayed in constant communication throughout the process. When we had a slight issue with escrow, she was on...
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Great look forward to working with nfm again
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.