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Jeff Gaccione
Loan Officer | NMLS 20461
Jeff Gaccione (NMLS #20461) is a highly experienced Mortgage Loan Officer with Embrace Home Loans, helping homebuyers, homeowners, real estate investors, and referral partners find the right mortgage solutions for more than 25 years.
A Rho... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
The communication was clear and Jeff was understanding that I was a first time homebuyer and really worked with me and made sure I knew what was going on. Jeff was easy to work with and I decided on embrace home loans over another lender even...
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Reply from Jeff Gaccione
July 10th, 2024 02:26 PM
Hey Tyler, I'm really glad to know that you had a positive experience with Embrace Home Loans. Being a first time homebuyer can be a bit overwhelming, so I'm glad I was able to provide you with clear communication and guidance throughout the...
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I loved the communication throughput the process and personal attention to details!
Reply from Jeff Gaccione
July 10th, 2024 02:26 PM
Thanks Antoine, it was a pleasure helping you and your family again!
I recently had the pleasure of working with Jeff to secure a loan, and I couldn't be more impressed with the level of service he provided. In a remarkably short span of around 15 days, Jeff successfully facilitated the approval process, demonstrating...
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Reply from Jeff Gaccione
July 10th, 2024 02:26 PM
Thank you for this incredible review Tanmay. I really appreciate your kind words. I was so happy to help you and Garima purchase your first home. I'm honored that you trusted me to help with such an important decision. Thank you for working...
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I list of needed items from the beginning rather than constantly needing just one more thing, just one last thing. That would make it easier on the borrower to assemble all of the needed paperwork initially rather than constantly chasing the...
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Reply from Jeff Gaccione
July 10th, 2024 02:26 PM
I appreciate your feedback, Amanda. It's crucial for us to understand our customers' experiences to improve our services at Embrace Home Loans. We strive to make the loan process as seamless as possible, and I understand how the constant need...
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Jeff work with us through the house process it took longer than expected but jeff help us get to the finish line 50 gold stars 🌟 for Jeff thank you for helping me and Lisa Purchase our new home
Reply from Jeff Gaccione
July 10th, 2024 02:26 PM
Thanks for the kind words Kevin. I was so happy we were able to get you and Lisa into that beautiful new home!
Jeff was great. Below are highlights. There were zero concerns from me.
Options explained with clarity.
Streamlined documentation process.
Lightning quick answers.
Command of process.
Reply from Jeff Gaccione
July 10th, 2024 02:26 PM
Thanks for the great review Matt! I hope you and Kendra are enjoying your new home!
Jeff is Very Kind,Professional and Extremely Knowledgeable. He makes this Process Stress Free and Makes It Easy to Follow every Step. He Does Exceptional Work and Is So Pleasant to work with. I am So Grateful to Jeff for Everything.
Reply from Jeff Gaccione
July 10th, 2024 02:26 PM
Thank you so much for your thoughtful review, Diane. It was my pleasure to assist with your loan. I strive to provide a stress-free and easy-to-follow process for all my clients. Your kind words have truly made my day. I'm grateful to have...
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Jeff is a great communicator and made the entire process seem easy and transparent. His attention to detail and openness was comforting.
Reply from Jeff Gaccione
July 10th, 2024 02:26 PM
I greatly appreciate your kind words, Charles. It's always my goal to make the loan process as smooth as possible and I'm glad to hear you felt comfortable and informed throughout. Thank you for working with me for your purchase and for taking...
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Jeff was very professional and was helpful during the process. He answered every question I had and very promptly. Thank you Jeff!! We would definitely recommend him to work with a family member.
Reply from Jeff Gaccione
July 10th, 2024 02:26 PM
I was honored to help you and your family. Thanks for putting your trust in me!
As an inexperienced home buyer, Jeff was able to answer any and all questions I had.
He made the entire process exceedingly simple.
Reply from Jeff Gaccione
July 10th, 2024 02:26 PM
Thank you for your trust and letting me guide you through the process!
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About
Jeff Gaccione (NMLS #20461) is a highly experienced Mortgage Loan Officer with Embrace Home Loans, helping homebuyers, homeowners, real estate investors, and referral partners find the right mortgage solutions for more than 25 years.
A Rhode Island native with deep roots in the local community, Jeff specializes in helping clients throughout Rhode Island, Massachusetts, Connecticut, and numerous other states. His experience covers everything from first-time homebuyer programs, conventional, FHA and VA loans to refinancing, investment property financing, DSCR loans, and other non-traditional mortgage solutions.
Jeff takes a consultative approach to mortgage lending. Rather than simply quoting a rate or offering a one-size-fits-all loan, he works to understand each client's goals, identify potential obstacles, and develop a financing strategy that makes sense for both today and the future.
Whether you're buying your first home, moving up, relocating, purchasing an investment property, refinancing, or dealing with a more complicated financing scenario, Jeff's goal is simple: provide clear answers, strong communication, creative solutions, and a smooth path to closing.
Ready to explore your options? Contact Jeff today to discuss your mortgage goals or get started with a pre-approval.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Non-QM
DSCR Loans
1099 Income Loans
Specialities
Purchase, Refinance, and Equity Based Home Loan Solutions.
Conventional, FHA, VA, USDA, DSCR, Fix & Flip, purchase lending, Refinance lending, HELOC's.
Residential Lending
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Positions
- Embrace Home Loans - Senior Loan Officer | Sales Manager | NMLS # 20461Nov 1st, 2001 - Current
Memberships
- SRI Chamber of Commerce Member
- Trust Networking East Greenwich Facilitator
- RIMSBL Hall of Fame (2024)
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 20461
Gallery
Videos
Awards
30 Million Club-20...
Achievements
- 10 x President Club Recipient
Hobbies
- Baseball
- Gym
- Family
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.